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5 Good Reasons to Avoid Debit Cards

by Luke Landes

I have two checking accounts. One is with Wachovia, which has been my main checking account (through bank mergers and acquisitions) for the last 15 years or so. The other is with ING Direct, which is a more recent development. Both checking accounts have provided me with debit cards which can be used to access ... Continue reading this article…

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Weekly Blog Roundup, Hot Water Heater Edition

by Luke Landes

I’ve discovered that I haven’t really had hot water in my new apartment since moving in. I’ve been settling for barely warm showers thinking I was just a victim of poor timing. An adjustment to the hot water heater has fixed this problem as far as I can tell. Now that I can take warm ... Continue reading this article…

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Reader Question: Are Clothes a Part of Net Worth?

by Luke Landes

A reader recently posed this question to Consumerism Commentary: Are clothes a part of net worth? In May, I wrote about how to calculate your net worth. Technically, your net worth includes the value of everything you own subtracted by everything you owe. Your wardrobe, shoes, furniture, coin collection, car(s) if you have one, house(s) ... Continue reading this article…

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The Carnival is Up!

by Luke Landes

I’m working from home this morning while I am waiting for the movers to arrive to take care of the final touches. While you’re waiting with me, read some of the best articles the blogosphere had to offer last week by browsing the latest Carnival of Personal Finance, hosted by The Digerati Life in literary ... Continue reading this article…

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Weekly Blog Roundup, Still Moving Edition

by Luke Landes

Over the past few days, I’ve been bringing boxes from my old apartment to my new, and last night, during both trips, I got caught in a downpour. I should be almost completely moved by Munday, after the movers I’ve hired take care of the larger furniture. Here are some interesting articles from other bloggers ... Continue reading this article…

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This Week in the Archives: Solvency, Mistakes, and Loan Consolidation

by Luke Landes

86.6 percent of regular Consumerism Commentary readers have been visiting this blog for a year or less. That’s a lot of people who have missed articles written this week in prior years. If that includes you, this retrospective is for your benefit. Here are some of the articles that may be worth a read. From June ... Continue reading this article…

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Ben Stein: Invest or Pay Off Mortgage?

by Luke Landes

This is an age-old question. Does it make more financial sense to pay off your mortgage quicker by increasing or adding payments, or to use that extra money and invest in an index fund in the stock market? The simple answer is to choose the option that leaves you with the most money down the ... Continue reading this article…

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The 2nd Anniversary Carnival of Personal Finance: Wow!

by Luke Landes

J.D. from Get Rich Slowly did an awesome job hosting the second anniversary edition of the Carnival of Personal Finance. I particularly like the theme he has chosen — bloggers’ “greatest hits.” Here we have a hundred or so of the articles bloggers have chosen as their favorites from the past two years. This Carnival ... Continue reading this article…

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