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Today’s News Items

by Luke Landes

Here is a round-up of some of the stories in the news today. I’ll add more as I find them. * Interest-only loans caused a wave of foreclosures in the Great Depression, and today’s are even riskier. * There are more millionaires now than there have ever been. It’s not such the exclusive club it ... Continue reading this article…

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More Free Email Accounts

by Luke Landes

The news today is that America Online [TWX] will begin offering free email accounts to the world, with 2GB of storage for each account. Like Google’s Gmail, the service will be supported by ads rather than customer subscriptions. There are already major alternatives to AOL’s proposed service, such as Hotmail, Yahoo Mail, and the aforementioned ... Continue reading this article…

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The Artistic Side and Today’s News

by Luke Landes

You may not know it from reading this website, but I’m more of an artistic individual than anything else. Throughout school (not including my MBA, that is), my studies centered around music, and my original plan was to be a high school instrumental music teacher. Every once in a while, I get to do something ... Continue reading this article…

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Today’s Interesting Items

by Luke Landes

The Federal Reserve Bank raised rates to 3.0 percent. Will ING Direct, Emigrant Direct, and other high-yield internet savings banks follow? Seven rules for negotiation. Here is some good advice for negotiating anything, such as raises, car prices, and hostages. I wish I had read this when I first accepted my current position at this company. ... Continue reading this article…

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Wachovia Fees Going Up Again

by Luke Landes

Last September, I posted about Wachovia adding a $50 annual fee to its individual investor discount brokerage account. I was disappointed I couldn’t get it waived, so I decided that I would transfer my funds out in 2005 before getting charged another annual fee in September. The account termination fee was $75, so I’d be ... Continue reading this article…

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Check Your Notices

by Luke Landes

When a credit card company with which you have a card sends a letter in a thin envelope, it’s best to read it. Likely, the company is notifying you of changes within the terms of the agreement. (The thicker envelopes are usually new card offers and unless it’s a great deal, it’s best to shred ... Continue reading this article…

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Luke Landes, An Introduction

by Luke Landes

I’ve had many new returning visitors to Consumerism Commentary over the past couple of months, so I think it is only fair to formally introduce myself. I’ve updated this introduction in December 2013, although it was originally published in 2005. On this site and in this context, I originally called myself Flexo. I appropriated the ... Continue reading this article…

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Predicting Markets

by Luke Landes

Neville is writing about predicting the markets. Are the markets predictable? What were people predicting in 1930 and 1940, and were those predictions accurate? I was researching these questions and I came across a paper by Felix Stalder, a PhD Student at the University of Toronto, entitled The Nature of Financial Networks. It’s an interesting ... Continue reading this article…

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