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In Pursuit of Financial Freedom

by Luke Landes

For those of us in the United States, Independence Day is coming up. Coincidentally, Consumerism Commentary began two years ago this month. This website is also concerned with independence — financial independence. Writing here forces me to take a look at my finances. I had to take a look at the many mistakes I made ... Continue reading this article…

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GM’s Employee Discount

by Luke Landes

You’ve heard of this deal on the television and on blogs. General Motors [GM] is advertising an “Employee Discount for Everyone” sale, in which they are offering their vehicles for the same price an employee would pay, “not a cent more.” Is it really a good deal? If you participate, most likely you will be ... Continue reading this article…

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Today’s Articles of Interest

by Luke Landes

How Much Personal Liability Insurance Do You Need? The Motley Fool recommends covering yourself for how much you might have to lose if sued at the end of the term of insurance rather than how much you might lose if sued now. Are you an extreme saver? (For some reason, I’m reminded of the extreme ... Continue reading this article…

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Carnival Update

by Luke Landes

Yesterday was the Carnival of Personal Finance #2, hosted by Blueprint for Financial Prosperity. The Carnival is a good way for readers to learn about various blogs they might not already read and for bloggers to get more exposure for their articles. Any blogger is eligible to submit an article, as long as it’s (loosely) ... Continue reading this article…

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More Signs of a Housing Bubble?

by Luke Landes

Carnival of Personal Finance #2 has been published at Blueprint for Financial Prosperity! Bloggers can still submit articles throughout the day. Do it! Standard & Poor’s Rating Services is making it more difficult for individuals to obtain adjustable rate mortgages (ARMs). Their official stance is that this type of loan is the only factor that ... Continue reading this article…

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Wednesday Reading

by Luke Landes

Forbes takes a look at what the good life costs, with the “good life” being a nice house, good education for the kids, and a summer home. In the Northeast, my region of the country, it will cost at least $215,000 a year (after taxes and savings). That’s enough to make most families give up ... Continue reading this article…

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Carnival of Personal Finance #1

by Luke Landes

Welcome to Consumerism Commentary and the Carnival of Personal Finance! For an introduction to the Carnival, read this entry. For a schedule of upcoming Carnivals and their hosts, see this article. Below you will find the articles that have been submitted so far. The deadline was originally set for Sunday night at 10:00pm, but any ... Continue reading this article…

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Carnival of Personal Finance Host Schedule

by Luke Landes

The Carnival of Personal Finance Host Schedule has moved. Please update your links.

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