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Future Millionaires

by Luke Landes

I’ve been following CNN Money‘s Millionaires in the Making series for some time now. Deshundra Jefferson has posted a new profile online. The featured couple, Ryan and Danielle Quilling, are saving their way towards millionaire status. Danielle is 25 and Ryan 27. They have no credit card debt; the only debt they have is their ... Continue reading this article…

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Personal Finance Blogs in the News

by Luke Landes

Terri Cullen for The Wall Street Journal Online profiled personal finance blogs in an article today. The journalist had contacted me for an interview, but unfortunately we couldn’t hook up. That’s too bad; I could have used the free publicity and it’s always nice to be recognized. She did mention MyMoneyBlog, PFBlog, The Budgeting Babe, ... Continue reading this article…

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Grease The Maitre d’

by Luke Landes

Marshall Loeb from CBS Moneywatch has published an article explaining how to properly “grease,” that is, tip in advance to ensure special service. His “tips” for discreet tipping: * Talk to the person in power. * Speak privately instead of in front of other customers. * Fold the bill with the denomination clearly visible by ... Continue reading this article…

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Financial or Marital Bliss

by Luke Landes

An ever-growing body of research shows that most of us adapt quickly to improvements in our finances; we simply learn to covet a higher class of goods. But the happiness-inducing qualities of a solid marriage last and last. That’s a quotation from this special report from CNN Money. The summary is simple: If you want ... Continue reading this article…

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Business Blogging Awards and South by Southwest

by Luke Landes

It looks like they have reset all votes over at the 2005 Business Blogging Awards. If you enjoy reading about my financial wees and woes, feel free to vote for Consumerism Commentary for Best Personal Finance Blog. Don’t worry—I have no expectations, but I was nominated by a few people so I figured I might ... Continue reading this article…

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Business Blogging Awards

by Luke Landes

If you enjoy reading Consumerism Commentary (that’s this website, the blog you are now reading), please take a moment to vote for us at the Business Blogging Awards. We’ve been nominated under the “personal finance blog” category. I am pretty sure that we’re not going to win, but it would be nice not to be ... Continue reading this article…

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My 401(k) Contributions

by Luke Landes

Currently, I am contributing 12 percent of my gross salary to my 401(k). In thinking about my finances for the upcoming year, I’d like to reduce that to 6 percent or 8 percent. There is a strain on the amount of available cash at any moment. Unfortuantely, I am a designated person in my company, according to government ... Continue reading this article…

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401(k) Exploitation

by Luke Landes

Robert Powell has written an article entitled, Seven ways to fully exploit your 401(k), and it appears on CBS MarketWatch. In it, he does what the title suggests and gives the reader seven important things to remember when planning for retirement. Here they are, with infamous Flexo commentary. Enroll now. I have a friend of ... Continue reading this article…

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