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How to Close Your Bank of America Savings or Checking Account

by Luke Landes
Bank of America

If you’re upset about Bank of America charging a monthly debit card fee or any other fee, if the bank has a policy you don’t like, or if you just have no need for this company’s particular set of services, consider closing your Bank of America account. There’s an initiative called Bank Transfer Day encouraging ... Continue reading this article…

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Bank of America Charging $5 Debit Card Monthly Fee

by Luke Landes

Last month, I noted that Wells Fargo was to begin testing a $3 debit card monthly fee in some areas of the country. Since the recession, banks are looking for more ways to generate profits from depositors. Historically, banks turned deposits around and approved loans for borrowers at higher interest rates than what was paid ... Continue reading this article…

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My Two Best Financial Decisions: Leaving My Jobs

by Luke Landes

There have been two major financial crossroads in my life until this point. Although it took a while to get to each one, by the time the dust settled, I knew I had made the right choice. In both instances, the decisions surround leaving my job, whether by my pure choice without external pressure or ... Continue reading this article…

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8 Tips for Talking About Money With Your Significant Other

by Margaret

About the author: Margaret is a recent college graduate who, with her boyfriend, plans to save up money to get married, pay off student loan debt and head to seminary. Money is one of those things you’re not supposed to mention in polite conversation. But if you’re married or in a serious relationship, you have ... Continue reading this article…

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Is Following Your Passion a Luxury?

by Luke Landes

The concept of turning your passion into a vocation, making a living doing something you love, easily generates two opposing viewpoints. I wouldn’t say I’ve had a privileged upbringing, but it depends on the perspective. I had the freedom to explore a variety to activities to help nurture my mind, soul and body. As a ... Continue reading this article…

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Google Wallet Not Ready for Prime Time

by Luke Landes

Simplification is usually a good choice for finances whenever it is available, and the bulky wallet is due for a technological upgrade, simplifying back pockets of men’s jeans everywhere. I’ve received the occasional comment about my “George Costanza” wallet; as I collect receipts from my day-to-day transactions, the leather becomes increasingly distended. Google’s first in ... Continue reading this article…

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My Interview on Talk Credit Radio, Plutus Awards

by Luke Landes

A few weeks ago, I was a live guest on Talk Credit Radio, hosted by Gerri Detweiler, on radio station WSRQ. We talked about my sordid financial history pre-Consumerism Commentary, in which I confess to owning a car without knowing how to maintain it or how to handle my traffic tickets. We also talk about ... Continue reading this article…

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Save Money By Not Having Children

by Luke Landes

I don’t have children; perhaps I will at some point, but I don’t see kids in my immediate future. It’s not due to the cost of raising children, though for many years, I believed I wasn’t in a financial position to provide all that I would want to provide to a child growing up. A ... Continue reading this article…

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