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After using the Continental Airlines OnePass Plus Card as my primary credit card for personal and travel spending for the past year, and the resulting accumulation of miles in Continental’s frequent flyer program, I decided to cash in. For 35,000 points, I was able to upgrade the round-trip ticket from Newark to Chicago. I would have preferred to use points for a longer flight, such as one to California to visit family, but upgrading those fares from most economy fare classes require an additional payment (a co-pay) beyond the miles.

As a result of the recent merger with United Airlines, Continental has begun changing some of their frequent flyer benefits. For example, you no longer have to have earned a certain level (Silver Elite, Gold Elite, or Platinum Elite) to take advantage of a few benefits like expedited bag check lines, priority status for checked luggage (first on the carousel at arrival), expedited security check lines, and priority boarding. Unfortunately for me, my primary airport is Newark, where these benefits often mean little, especially during peak travel periods.

Continental Airlines LogoWith a first class boarding pass, I was able to board in the second group of passengers, after military personnel. Being one of the first four of five people to board allowed me to quickly stow my carry-on and sit comfortably for the next 30 minutes as the rest of the passengers boarded. While boarding, a flight attended offered drinks (of any type; alcoholic drinks are complimentary in first class) to those already settled.

While the DirecTV entertainment system normally costs $5.99 or $7.99 (with a $2 discount to Continental credit cardholders), if this entertainment is available on the flight, it is free to first class passengers. Even when a meal isn’t offered in the main cabin, first class passengers receive a complimentary meal with a tray, a small tablecloth, and silverware (well, stainless steel, not silver). On the initial part of my trip, the flight attended distributed warm towels before the meal.

The seating arrangement was about twice as spacious as the seats in the main cabin, and the seats were slightly more comfortable. The seats reclined much farther which encouraged me to relax more, particularly considering how exhausted I was by the end of the conference.

All of these conveniences added up to a nicer travel experience, but even first class status can prevent delays, turbulence, and difficulties getting around in the airports. If I were to have money to spare or unlimited frequent flyer miles, I would travel first class all the time. The benefits may be minor and flying without the conveniences is often adequate, but it could be an advantage for longer flights, particularly if I begin taking overnight flights when traveling long distances.

Even the best first class ticket can’t prevent the annoyances of moving through an airport, so while the fares call for a higher price, traveling by air is still often a problematic endeavor.

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Air travel used to be seen as a luxury, but those days are long gone. If flying was ever fun and convenient, it’s not anymore. My last flight from California, a trip to visit family, was plagued with delays and inconveniences. It was a good thing the flight was delayed; otherwise, I might have missed the flight due to an hour-long security line.

While airlines continue to reduce benefits for customers, like free meals, pillows, and checked bags, they are paying more attention to their most frequent fliers and customers of their branded credit cards. Airlines who partner with credit card issuers are willing to give certain customers a little bit more than everyone else. A good example of this is the United MileagePlus® Explorer Card, which offers consumers enough bonus miles for a free flight right away.

United MileagePlus® Explorer CardAll new cardholders of the United MileagePlus® Explorer Card will receive 25,000 bonus miles after making one purchase. Then, new customers will earn 5,000 additional miles after adding an authorized cardholder to the account. Every year a cardholder spends $25,000, Chase will add 10,000 more miles. In total, up to 40,000 bonus miles are available the first year and 10,000 bonus miles are available every additional year. Miles never expire and there is never a cap to the number of miles customers can earn. Every dollar spent on the United MileagePlus® Explorer Card earns miles, and if a cardholder purchases a United or Continental flight with the card, Chase rewards the customer with double miles.

United offers in-flight and flight-related rewards to its credit card customers in addition to the miles. All United MileagePlus® Explorer Card members will have the following perks:

  • The first bag per ticket can be checked for free on flights operated by United and Continental, up to a $50 savings per person.
  • You’ll be invited to board your flight ahead of general boarding with priority boarding.
  • You will receive two passes to visit the United Club every year.
  • You’ll have exclusive access to purchase once-a-lifetime experiences from Inside Access from Chase.
  • The card comes with travel protection benefits.

A quick glance at the “Inside Access” program shows that it offers the opportunity to buy tickets to events such as an evening on Broadway including a show, an opportunity to meet the cast, and dinner at Sardi’s. This event is $200 per person — not a bad deal considering a ticket for a show can easily cost that much on its own.

When using a credit card, it’s important to know the pricing details. The United MileagePlus® Explorer Card offers a 14.24% variable APR on both purchases and balance transfers. There is a $95 fee associated with this card, but that fee is waived for the first year, so new customers have time to test drive the bonus miles and overall offer.

The United MileagePlus® Explorer Card is a brand new offer and it comes in as one of the best airline miles credit cards available today. Considering that United has merged with Continental, this card allows its members to travel on two airlines with benefits rather than just one. To take advantage of 25,000 bonus miles right away, consider applying for the United MileagePlus® Explorer Card.

United MileagePlus® Explorer Card

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The same day I purchased airfare from New Jersey to California for what I thought was one of the better rates I’ve found in the past decade or so, I came across statistics showing that New Jersey’s Newark Liberty International Airport sports some of the highest fares in the country for the past two years, and this is expected to get worse this summer. It may not be fair to compares fares for an airport that has major business with global airlines with an airport in the middle of the country that has no international routes. The number of flights headed overseas may skew the data.

Through traveling and use of my Chase Continental Airlines OnePass Plus rewards credit card, I have more than 100,000 miles to use. I could have used my miles to pay for this flight, but that would have sliced my balance in half. I’d rather use miles for a fare upgrade. Unfortunately, for flying across the country, I can’t upgrade to BusinessFirst without paying a significant fee in addition to using miles.

Despite my anecdotal experience with lower rates that usual for my typical route, particularly considering I was booking within the traditional six-week window of higher fares, on average, travelers are seeing higher fares. The airlines are experiencing higher fuel costs and have no choice but to pass these expenses onto customers.

Do you plan to fly this summer as part of your travel or vacation plans? Are you expecting and planning for higher traveling expenses?

The Star-Ledger, Chicago Tribune

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It’s never completely safe to sign up for a credit card due only to its initial bonus. Many cards entice customers by offering a decent cash back bonus, then turn around and charge a high annual fee with a ridiculous interest rate. Before you know it, you’re saddled with thousands of dollars of debt, merchandise you never needed, and no way to pay it off. But every once in a while a credit card offers something too good to pass up, if you’re the intended audience. The British Airways Visa Signature® Card 100,000 bonus mile opportunity may be that offer.

British Airways Visa Signature(R) Card (Private)Bonus miles are only as good as the rewards program that defines its redemption. In the grand scheme of things, 100,000 miles can mean absolutely nothing if an airline requires 20 million miles to qualify for a free flight. In the British Airways family, 100,000 miles is meaningful. This big bonus comes in two distributions: first, the airline awards 50,000 miles after making your first purchase with the British Airways Visa Signature® Card, and later, you’ll receive another 50,000 miles after spending $2,500 during the first three months.

Once you have your 100,000 miles, you have a few options.

  • Option 1. Most consumers are more likely to use these miles for domestic flights. Although this is a British Airways credit card, cardholders can use the miles by flying with American Airlines, a partner airline. With 100,000 miles, you can fly for free more than once, depending on class and destination. I estimate that the value of this, in terms of estimated savings, is about $1,000.
  • Option 2. The miles could be worth more if you use them for traveling abroad. British Airways allows you to redeem your 100,000 miles for two, round-trip transatlantic flights to Europe Zone 1. You will fly economy class and you will still need to pay the taxes for each ticket, which could be about $300. I estimate using miles for this travel could save about $2,500.
  • Option 3. Rather than fly economy, why not fly in style? You can redeem 100,000 miles for one business class flight to any Europe Zone 1 location. Even with the expected expense for taxes, the potential savings are significant. For example, a business class flight from San Diego to most any United Kingdom location runs more than $5,000.

Europe Zone 1 includes Belgium, France, Germany, Ireland, Luxembourg, Netherlands, Switzerland, and the United Kingdom.

Not only does the British Airways Visa Signature® Card provide a monster sign-up bonus, but it also has a decent rewards program. Cardholders earn miles for every purchase, with a two-tier structure:

  1. 2.5 miles for every dollar spent on British Airways flights
  2. 1.25 miles for every dollar spent on all other purchases

There is no introductory offer associated with the British Airways Visa Signature® Card from Chase. The purchase APR is 14.24% variable, depending on the your credit history and quality. Unfortunately, Chase charges an annual fee of $95 to own this card. Considering the big up-front bonus and a free companion ticket every year you renew your membership, the annual fee doesn’t hurt the overall value of the credit card for anyone prepared to take advantage of this offer. In the best case scenario, it would take more than 70 years of being a member before the cost of annual fees surpass the value of the sign-up bonus. In the worst case scenario, anything’s possible, but with 100,000 miles to start with, the annual fee is nothing more than a nuisance.

Writing about credit cards for quite a while, I can honestly say the British Airways Visa Signature® Card offers potentially one of the biggest credit card bonuses ever. If you’re planning a trip abroad this year or next and are looking at ways to make the vacation a lot less expensive, consider the British Airways Visa Signature® Card. The 100,000 mile bonus is unbeatable.

This offer has expired as of May 6, 2011.

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It’s not often I get a chance to travel to California to visit my family, but I’ll be flying today from east coast to west to spend quality time with my brother, sister-in-law, and mother for Thanksgiving. It will be a fast week; I have plans for just about every day I’ll be in California. ... Continue reading this article…

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