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Weblogs, Inc.’s Blogger Contract

by Flexo

Yesterday I mentioned that Weblogs, Inc. is rumored to be preparing a personal finance blog. Here’s a look at the contract that the corporation uses when hiring bloggers (as independent contractors). Here are some highlights: * Bloggers are paid $4 per post, with a maximum of $500 per month. * All published writing is property ... Continue reading this article…

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Vacation In Total

by Flexo

So, how much did I spend on my vacation to Williamsburg, Virginia? Let’s take a look.

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No Tips, Service Charge Instead

by Flexo

A fancy restaurant in New York City is eliminating tips and opting for a mandatory service charge of 20 percent of the bill. The restaurant has a noble mission. The cooks are struggling at minimum-wage jobs while waiters, also minimum-wage workers, retain all the benefits of the tips. However, I’m not sure that this is ... Continue reading this article…

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Balance Sheet, July, 2005

by Flexo

I apologize for the lack of updates today. I’ve been completely swamped at work, as things tend to be at the beginning and the end of the month. There’s a new supervisor in my department, and I’ve been showing him the ropes. The table that follows is my latest personal balance sheet, as of July ... Continue reading this article…

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Extreme Frugal Living and Farming vs. Hunting-Gathering

by Flexo

More accurately, it’s extreme poverty. That is the best way to describe living on one dollar a day in a pre-industrialized (farming) community. Now imagine this family, earning one dollar a day, has six children to support. Forget about television (much less cable) and internet. Forget about cell phones (or any phone, for that matter). ... Continue reading this article…

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Frugal Anywhere

by Flexo

Another article on MSN offers 50 ways to trim your budget. The Bureau of Labor Statistics provides a chart outlining the average household expenditures as a percent of income, much like I did earlier this month. In each of the categories, the article offers some suggestions for cutting back costs. Many of these I’m already ... Continue reading this article…

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Thursday Reading

by Flexo

So far, I’ve received one submission for Carnival of Personal Finance. Remember to send your submissions in before Sunday night. Here are the articles I’m reading today: Kids get more expensive for their parents as they get older, and this article enumerates the costs of a teen-ager. Sports or music, food, orthodontia, and a plethora ... Continue reading this article…

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Where Does My Money Go?

by Flexo

Eric asked me where I can cut back my expenses. I was actually working on this issue as he was posting this question. (It’s been a slow morning at work.) The chart below shows where my money from each paycheck is going and underneath there are some comments.

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