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Advantages of Buying a House With Cash

by Flexo
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The decision of whether to buy a house with cash or take out a mortgage may be one that most people never have to face. For the most part, American society is comfortable with the idea of going in debt to buy a house for two reasons. First, the value of a house is expected ... Continue reading this article…

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Life After Salary: Changes in My Expenses

by Flexo

In December 2010, I quit my day job. Leaving behind a salary and benefits was a tough decision to make, and I wasn’t under the illusion that I’d be able to make up for the lost income solely by saving money. Predicting my future expenses wasn’t difficult. Some expenses would automatically decrease, like travel expenses, ... Continue reading this article…

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Podcast 93: Debt Free for Life, David Bach

by Flexo

Today’s guest on the Consumerism Commentary Podcast is David Bach, author of Debt Free For Life: The Finish Rich Plan for Financial Freedom, the latest in the Finish Rich series of books and online tools. David, Flexo and Bryan discuss financial changes in the last year, the national trend toward paying down debt, the Done ... Continue reading this article…

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Podcast 92: The Real Cost of Living, Carmen Wong Ulrich

by Flexo

On today’s Consumerism Commentary Podcast, Tom Dziubek speaks with Carmen Wong Ulrich, author of The Real Cost of Living: Making the Best Choices for You, Your Life, and Your Money. Carmen’s new book goes focuses on the “personal” aspect of personal finance, showing how the best decisions can be made by considering both the financial ... Continue reading this article…

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4 Ways to Retire Early by Cheating

by Flexo
GMC Motorhome

Save for the last few years, the extreme early retirement movement was gaining momentum. If the American Dream was homeownership, saying, “See you!” to your boss with a more colorful word choice was the American Daydream. Who wouldn’t want financial freedom at age thirty, spending the best years of one’s life doing only what they ... Continue reading this article…

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PenFed VISA Platinum Cash Rewards Card 5% Cash Back on Gas

by Flexo

As the offers on cash back credit card continue to increase, consumers who use credits cards should make sure theirs is one that allows them to save the most amount of money possible. Whether it’s a great APR, a long introductory period or a top notch credit card rewards program, weigh the benefits and drawbacks ... Continue reading this article…

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What Is Financial Independence?

by Flexo

When asked about what it means to be financially independent, most people think about retirement and the amount of money needed in the bank and investments in order to be worry-free for the remainder of their lives. For many, this is why we work, why we suffer through a job we may not enjoy. The ... Continue reading this article…

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Goals and Resolutions for 2011

by Flexo

Every new year provides an opportunity for self-renewal. The relatively arbitrary custom of recycling the dates on the calendar is like having a second (or a third, or fourth, etc.) chance to change the world. Although its history is a bit murky, the tradition of new years’ resolutions probably stemmed from this feeling. It took ... Continue reading this article…

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