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Black Friday Onslaught: Truly Frugal Holidays

by Flexo

With the first cold weekend after the summer, I can tell just by looking around that people everywhere have begun thinking about the holiday season. I’m not talking about Veterans’ Day or Thanksgiving; Christmas is the day on people’s minds as they erect their gaudy displays. The advertisements are not yet full-force on television, but ... Continue reading this article…

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Carnival of Personal Finance #281: Halloween Candy Edition

by Flexo

Holidays are about two things: family and food. Halloween is no different. Although families celebrate some holidays with a large meal, with ingredients like turkey, ham, fish, potatoes, and pies, the central food theme of Halloween is candy. Once a year, everyone is provided an excuse to eat the stuff that parents always told them ... Continue reading this article…

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Scottrade Discount Brokerage Review

by Flexo

This is a brief review of my experiences with the discount brokerage Scottrade. If you are interested, you can open an account at Scottrade here. I first opened my account with Scottrade a little over five years ago. At the time, my current discount brokerage, Wachovia, began charging an inactivity fee. They claimed I was ... Continue reading this article…

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New Credit Card Rules Take Effect Today

by Flexo

May 22, 2009 seems like ages ago. That is the date that the Credit Card Accountability, Responsibility and Disclosure (CARD) Act became a law, changing the way credit card issuers interact with their customers. As of today, this law is now fully in effect. The new regulations are designed to help protect consumers from practices ... Continue reading this article…

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Podcast 42: Toyota Recalls, Frugal Valentine’s Day

by Flexo

Today we talk with Jeff Bartlett, Autos Deputy Editor at Consumer Reports about the recent Toyota recalls. For updated information on Toyota recalls, see Consumer Reports’ unintended acceleration guide. Also in today’s episode, Flexo discusses money saving tips for Valentine’s Day. Production Number: S02E16 Segment Numbers: 60, 57 To listen, use the player above (Adobe ... Continue reading this article…

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U.S. Mint: Making Money By Making Money

by Flexo

I hardly use cash anymore. Almost every financial transaction I make as I go about my business is accomplished electronically or with plastic. Since putting to rest my cash-only experiment a year ago, I’ve only used cash in a couple of circumstances: food delivery when I’m too exhausted to cook, getting my clothing laundered or ... Continue reading this article…

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12 Last Minute Gift Ideas

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. With only one more day until Christmas you may still be in the market for a few last minute gifts. If you are like me, the idea of driving through traffic and elbowing through crowds to find gifts is not going to bring you ... Continue reading this article…

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Free Gifts From Lending Club’s DebtBuster Challenge

by Flexo

As I mentioned yesterday, the path to getting out of debt can sometimes be aided by consolidating your credit cards or loans. You might, for example, transfer your credit card balances to the one card with the lowest interest rate. With credit card issuers’ current practices, that will likely be a variable rate, subject to ... Continue reading this article…

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