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Stretching a Dollar During Unemployment

by Flexo

The recession may be officially over, but that doesn’t mean everyone has seen a personal financial recovery. The rate of unemployment, always the last piece of the economy to improve after a recession, is still high. A friend of mine who was laid off during the financial upheaval finally reached his 99th week of unemployment ... Continue reading this article…

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Consumer Question: 10 Items for $10

by Flexo

Here’s one of the reasons I don’t enjoy shopping for groceries. Items are priced in such a way it can be difficult to compare. Without keeping a price diary, it can be difficult to tell when a sale price is good. It’s a lot of work to shop right. Personally, I no longer sweat the ... Continue reading this article…

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3 Mistakes I Made That Cost Me Thousands

by Darwin

This is a guest article written by Darwin, the author of the blog Darwin’s Money. Darwin is a numbers guy with an MBA. If you like this article, subscribe to the Darwin’s Money RSS feed for more. You live and you learn, right? Well, that can be expensive when you’re first setting out in the ... Continue reading this article…

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Needs Versus Wants: The Great Spending Debate

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. It’s fairly straightforward to figure out the difference between a need and a want. Needs are basic: food, shelter, clothing, water, warmth. We can also add to that our emotional needs: love, friendship, and care. Wants seem easy to define. Wants are all the ... Continue reading this article…

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Time Management: Outsource to Save Money and Time

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer who bought a second car with her husband last weekend. As a busy mom of four and work-from-home parent, I often get told people don’t know how I do it all. It’s simple, I don’t. These are some of my techniques to save time, ... Continue reading this article…

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19.99% APR On My Citi Credit Card, True Cost of Credit

by Flexo

Because I check my credit card activity online almost every day to ensure nothing unexpected has been charged to me, it’s rare that I examine my paper statements. I usually look through the envelopes to make sure there aren’t any notices identifying any significant changes in the user agreement, such as a requirement to sign ... Continue reading this article…

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Year-End Personal Balance Sheet, December 2009

by Flexo

At the end of every month, I review my personal finances, including bank account balances, investment performance, income and expenses, and I share some of those details here. This was the original purpose of Consumerism Commentary: to track my own finances publicly and hold myself accountable for my financial decisions. I wasn’t aware at that ... Continue reading this article…

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Weekend Reading: Negotiations, Cooking, and Happiness

by Flexo

Yesterday, I signed up for my second photography class, meeting every Saturday afternoon for eight weeks starting in January. I learned much from the first class I took last summer, and I have been looking for a more advanced class. My photography skills have a long way to go, and with what I consider two ... Continue reading this article…

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