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Weekend Accomplishments

by Flexo

I hope everyone enjoyed their long weekend. It’s been a difficult time for thousands of people with regard to the Katrina catastrophe. I hope every reader and their families are safe. Sometimes, we have to remember that there are more important things in life than reading and writing blogs. Before I left for the weekend, ... Continue reading this article…

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75 Dollar Surprise

by Flexo

As I checked my bank account balance this morning, I noticed something I wasn’t expecting: a tax refund from the New Jersey 2004 FAIR Tenant Rebate Program is scheduled to be deposited on August 1. Even though I don’t directly pay property taxes, I pay them indirectly through a portion of my rent. Here are ... Continue reading this article…

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These Rules Don’t Work

by Flexo

I like this article from MarketWatch that presents five investing rules that don’t work. You may have heard these investing clichés before, but clichés come a dime a dozen: Subtract your age from 100 to determine the percentage of your investment that should be in stocks. This would present an overly conservative portfolio for most ... Continue reading this article…

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Monday’s Links

by Flexo

These will be updated throughout the day if I find anything interesting online: * What’s the Worst Ad Song Ever? A Slate article takes suggestions from the audience for most cognitively dissonant commercial. * Citigroup loses 3.9 million customers’ information while in transit. Free Wall Street Journal article here. * Jacquelyn Tran had an idea ... Continue reading this article…

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My 401(k) Contributions

by Flexo

Currently, I am contributing 12 percent of my gross salary to my 401(k). In thinking about my finances for the upcoming year, I’d like to reduce that to 6 percent or 8 percent. There is a strain on the amount of available cash at any moment. Unfortuantely, I am a designated person in my company, according to government ... Continue reading this article…

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Stop (Hey) What’s That Sound?

by Flexo

Listen. Can you hear it? It’s the sound of money disappearing from my savings. It’s been going on for many months now. I haven’t been able to save as much as I used to, and I’ve had to dip into my savings more often than I have wanted. I think the reason for this is ... Continue reading this article…

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Financial Update – September

by Flexo

I’ve decided to change my accounting technique, so I’ll include some past numbers to show any increases or decreases. For instance, I’m no longer including my “home inventory” and I’ve stopped including what amount I’ve had for “cash on hand,” since those calculations are most likely inaccurate.   09/23/2004 08/23/2004 07/23/2004 Savings/Checking: $ 9,432 $ ... Continue reading this article…

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Basic Advice For Future Millionaires

by Flexo

We’ve compiled a list of some rules of thumb that you might hold up against your budget, debt, savings, life insurance and net worth. This article paraphrases most books on personal finance, and manages to do so in just a few short paragraphs. I can do one step better: I’ll now paraphrase the article into ... Continue reading this article…

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