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Reasonable and Customary?

by Flexo

This coming Friday, I’ll be the happy recipient of oral surgery. My third molars (wisdom teeth) have been slowly creeping towards the surface of my gums for the last ten years, and I’ve decided it’s time to get them yanked. My company’s health plan requires that these expenses are covered by dental insurance rather than ... Continue reading this article…

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Your New York Number

by Flexo

Note: If you are looking for my look at The Number, by Lee Eisenberg, start here. The following is a look at an article that appeared in New York Magazine before I was aware of the upcoming book. Wouldn’t it be great to stop working and have enough money never to run out for the ... Continue reading this article…

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Carnival of Personal Finance #19

by Flexo

Welcome to the Carnival of Personal Finance, 19th edition! You are visiting Consumerism Commentary, a website where I discuss my personal finances with links to related news with commentary every once in a while. Here is a little about me and this website. You can browse my latest updates or start with the “Best Of ... Continue reading this article…

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College Costs Rising

by Flexo

It’s no surprise that college costs are rising. This year, tuition at private colleges increased 5.9 percent while public institutions increased 7.1 percent. Why are costs rising so much? Here are a few reasons: * States are tightening their budgets, so public universities are feeling the pain. * Colleges offer health care to students, and ... Continue reading this article…

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2006 Benefits Enrollment

by Flexo

I suppose this is a problem facing corporate employees across the country, but I feel like outlining how much my health benefits choices for 2006 will be significantly more expensive than this past year. Not only are our choices more limited (except for an introduction of a Consumer Directed Health Plan and a High Deductible ... Continue reading this article…

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Employee Health Plans

by Flexo

Marketwatch reports that “Two out of three adults would rather have their employer pick a set of health plans than be given an employer-funded account so they can go out and buy it for themselves on the individual market.” My company provides several options for health coverage, but the selection is getting more complicated next ... Continue reading this article…

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Income Statement, September 2005

by Flexo

The table below reflects my personal income statement in conjunction with September’s balance sheet.

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Can a 25-Year-Old Retire At 50?

by Flexo

That’s the question tackled by Walter Updegrave in his CNN Money column, Ask the Expert. Here are the given facts: the individual is 25 years old, contributes 10 percent to his 401(k) and maxes out his Roth IRA. Will that be enough to retire in twenty-five years? Walter thinks he has a lot of work ... Continue reading this article…

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