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Citi Platinum Select Visa Card Review

by Flexo

Even though there are about a dozen credit cards currently offering cash bonuses for signing up, if you have a credit card balance, your most lucrative incentive may be a long introductory period of 0 percent for balance transfers. The Citi® Platinum Select® Visa Card® is one such card, offering an 18-month introductory APR of 0 percent ... Continue reading this article…

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Best Buy Reward Zone Credit Card Review

by Flexo

Several times, I’ve done what is considered unthinkable by most personal finance experts: I signed up for store credit cards at the point of sale. I have a Macy’s card, which I signed up for a discount on clothing I was planning to buy — clothing that is probably overpriced in the first place. But ... Continue reading this article…

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10 Tips for Avoiding Overdraft Fees

by Flexo

Bank of America is settling the overdraft fee class-action lawsuit that alleges the bank knowingly manipulated customers’ deposits and withdrawals in order to maximize the fees they would receive. Although the banks aren’t completely to blame for the proliferation of overdraft fees, policies were so much of a problem that the government and regulators needed ... Continue reading this article…

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How to Qualify for a Mortgage Without a Steady Paycheck

by Flexo

It’s been almost nine months since I had a regular paycheck. Last year around this time, I was starting to make my plans for leaving my day job. One of my concerns was the possibility of qualifying for a mortgage with only self-employment income. Banks are still tight with their lending. Although mortgage rates are ... Continue reading this article…

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Citi ThankYou℠ Premier Card Review

by Flexo

One of the freedoms that credit card rewards programs can provide is the ability to redeem points for any reward. You might be able to use points to pay for a vacation if you believe the typical credit card commercials, upgrade your television from a tube set to high definition, or just pocket the cash. ... Continue reading this article…

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The Business Gold Rewards Card from American Express OPEN Review

by Flexo

The incentive for becoming a customer of American Express’s business cards is continuing to improve. The card formerly known as the Gold Card from American Express OPEN is now known as the Business Gold Rewards Card® from American Express OPEN. The most important change is the addition of a cash back rewards program. For new ... Continue reading this article…

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Discover Student Card $20 Bonus Review

by Flexo

Of all the credit cards available to Americans today, student credit cards are rare among issuers. Credit card providers generally carry a variety of travel rewards, cash rewards, and point-based credit cards, but only have one card with features designed for college students. With less variety among those that are available on the market, it’s ... Continue reading this article…

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Are Credit Card Annual Fees Worthwhile?

by Flexo

The best credit card deals are often spoiled by an annual fee. Annual fees can range from about $50 to $2,500, with the high end reserved for the super-select American Express Centurion Card (the “black card”). In return for this fee, credit card issuers provide a range of benefits beyond what typical no-fee cards offer, ... Continue reading this article…

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