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A Financial Festivus for the Rest of Us

by Flexo

To all those who celebrate, have a successful Festivus. I’ve come to be a fan of this secular “holiday,” celebrated every year on December 23 following its mass introduction to the public through an episode of Seinfeld. At its core is a non-commercial, non-religious approach to the season. While I do enjoy gift exchanges with ... Continue reading this article…

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Discover More Card $150 Limited Time Cash Back Bonus

by Flexo

The Discover More Card has been around for quite some time. If you’ve seen a competitor’s commercials on television mentioning the “biggest cash back credit card,” you might be surprised to learn that the commercial is referring to this card. To grow the number of customers, Discover has launched different versions of Discover More over ... Continue reading this article…

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Paying Off Layaway Accounts at Kmart

by Flexo
Kmart

When I first read the news about alleged Good Samaritans and Secret Santas paying off Kmart customers’ layaway accounts, the cynical side of my mind took over. What a great marketing maneuver for K-Mart. With mystery lay-off angels, they are saying, “Buy your gifts on layaway here, an action that could very well be profitable ... Continue reading this article…

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Free Shipping Day

by Flexo
Package Delivery

Today is Free Shipping Day, and thousands of online merchants are participating in this movement, offering free or reduced price shipping so customers have an opportunity to receive last-minute orders in time for the holidays. Free Shipping Day was founded by an entrepreneur-couple in December 2007 as a location for finding shipping discounts offered by ... Continue reading this article…

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Year End Reminder: Rebalance Your Portfolio

by Flexo
Balance

As the end of the year approaches, take a break from stressing about the holiday season by getting your personal finances in order. It’s a great time to finish your charitable contributions and adjust your 401(k) contribution. It’s also better to fund your IRA now than it is to wait until the April deadline. You ... Continue reading this article…

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PayPal Makes Accepting Charity Difficult

by Flexo

Around the holidays, for-profit companies see an opportunity to do something charitable, even though they’re not technically registered non-profit organizations. The concept reminds me of college. I was in my university’s marching band, and we frequently traveled as a group to performances. At the end of the trips, someone on the bus collected money from ... Continue reading this article…

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Year End Reminder: Donate to Charity

by Flexo
Charity Box

The year is quickly coming to a close, and the first priority for many people right now is getting through the holidays with as little stress as possible. Focusing solely on the holidays at the expense of your household’s financial needs can only add to stress later, so it might help to get a few ... Continue reading this article…

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Year End Reminder: Change Your 401(k) Contribution Level Now

by Flexo
Winter Snow

At the end of the year, most people in the United States are thinking about the holidays and the potential credit card bills for gifts and family visits. One good way to control this potentially stressful month is to take some time to breathe and get your own finances in order. There are several actions ... Continue reading this article…

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