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For almost two months, I’ve been paying a maid service. After the initial cleaning, I waited a few weeks, and then set up a recurring appointment for a cleaning once every two weeks. For years leading up to this arrangement, I’ve balked at hiring a cleaning service. Cleaning is not a particularly difficult task, and this is not by any means a necessary expense. Furthermore, I live only with my cat. I do not have a family to look after. When first thinking about bringing in professionals, it seemed excessive.

Several months ago, I decided it was time to bring in the professionals. I had two full-time jobs that left little time for tasks like vacuuming and scrubbing the bathroom. I asked friends and co-workers living in the area for cleaning service recommendations, but this yielded no results. I turned to the internet for suggestions, and I decided to give Maids.com a try. There is a relatively local office. I called, the company provided an estimate based on my description of my apartment, and we arranged an initial visit.

The initial visit consisted of a deeper cleaning and allows the maids to determine the scope of the job. The cleaning is deeper than usual based on the assumption that this might be the first time the location was professionally cleaned, and regular upkeep would help reduce future cleaning needs. A team of four spent an hour and a half during that initial visit handling the dirty work. They did a good job, particularly in the bathroom and kitchen. However, living with a cat, the apartment never feels fully clean without cleaning the carpets. I quickly steamed some of the more troubling spots after the maids left and was pleasantly satisfied with the apartment’s appearance.

I waited several weeks before inviting the maids back, but when I did, I agreed to a reduced price by arranging a visit every two weeks. The knowledge that the maids will be arriving within days motivates me to keep the apartment tidier throughout the week. If there is no need to clean, I could still cancel a cleaning without increasing the price. At the same time, if I found myself in the position of needing to reduce my expenses, this would be one of the first luxuries to be eliminated.

There’s often a psychological barrier that stops someone from paying for a service one could do on one’s own. Some people refuse to pay for financial advice, some don’t think it makes sense to pay someone to clean a house, and some don’t want to call the plumber when there’s a problem with the pipes. It’s not always psychological, either. Hiring a professional costs money that might not be immediately available. Some people prefer taking a do-it-yourself approach to their lives, and that’s an admirable attitude. The psychological barrier comes in the thought that it isn’t worthwhile to pay someone to do something you could do yourself.

In my case, my time is valuable, and I’m sure most people have the same opinion of their time, as well. My effort is better spent working on a project or enjoying my life than scrubbing toilets. I’m not completely averse to this type of labor; I’ll do it, but I have found that it’s worthwhile for me to hire professionals who do it better and more efficiently, while my time is free to concentrate on other aspects of my life and business.

On Twitter, @27andfrugal asked how I was able to fit this expense into my budget. This cleaning service adds up to about $250 on a monthly basis. I understand that this is a price many people would not be able to pay for a service they could theoretically manage without hiring professionals. I consider myself fortunate that I can handle this expense without much detrimental effect on my finances. The $250 comes out of my net savings. This is $250 less each month I won’t have in savings, which, depending on interest rates, could add up to tens or even a hundred thousand dollars over the next thirty years. Of course, looking at that view, it’s harder to make the argument that the expense is worthwhile, but these are the caveats:

  • I can make up some of that theoretical loss with increased productivity.
  • My quality of life increases, and that has a value that’s hard to pin down with financial terms.

Cleaning is one task of several I hope to outsource. My next step is to find a virtual assistant to help keep me organized from a business perspective.

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Four months ago, I purchased a Hoover SteamVac and used the device to clean the carpets in my apartment. I was impressed then. In order to prepare for some company this coming weekend, I cleaned the carpets again this past weekend.

The results were just as great. I have a cat, and even though you normally can’t see how cat hair settles into the carpet, it’s amazing — and frankly somewhat disgusting — to see what comes up when you use a powerful cleaner. But rest assured, the carpet throughout the apartment is now quite clean.

Here are some links from around the web.

Million Dollar Journey shares the details about the new Canadian tax-free savings accounts launching for our northern neighbors in January 2009.

Before buying something, anything, Lazy Man and Money asks himself five questions. If he can answer all questions to his satisfaction, he will follow through with the purchase.

Stop Buying Crap has listed Kiplinger’s Personal Finance Magazine’s best online discount brokers.

Jim from Blueprint for Financial Prosperity has assembled 50 financial skills every person needs to know, whether or not the skill is used.

Planning a vacation outside the United States? Consider traveling to where the dollar is strong to get the most bang for your U.S. buck. I wouldn’t refuse a two-month vacation in Bali. Thanks to My Two Dollars for sharing this information.

Enter here to win a free copy of Quicken Premier 2009.

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In June I managed to save over $4,000 of my income for myself after all expenses were paid. That doesn’t mean that my net worth grew during June, however, as I explained earlier today. While I was able to add to my savings and investments, poor performance in the stock market caused my accounts to decline, which I hope is a temporary situation.

This post contains a look at my income and expenses for the month of June, though some lines are ignored to present a report that is a mix between an income statement and a cash flow report. I don’t bother with unrealized gains or losses here, but I don’t include money transferred to savings as an expense.

Continue reading this article to see my financial data for the month of June. Read the full article →

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Earlier today, I put the Hoover SteamVac I purchased last week to the test.

The SteamVac required assembly, but the instructions were straightforward. The parts are mostly plastic and they had a “cheap” feel, but when the SteamVac was assembled, the construction was lightweight and easy enough to move across the carpet, even with full tanks.

I started with the dining room, one of the rooms with the lowest foot traffic in the apartment. The receiving tank was full of water by the time I was about 67% finished with the first room. As I removed the tank and dumped its contents, I was amazed at the amount of dirty water. After finishing the dining room, I progressed to the higher-traffic living room.

The manual says that the carpets will dry within six hours after cleaning, but I found that the carpet was mostly dry within as few as three hours.

Cleaning is a therapeutic activity. It actually feels good to get something really clean. I just don’t particularly like the process.

Now, here are some articles I’ve enjoyed lately.

First, check out the latest Carnival of Personal Finance, hosted by Mrs. Micah. She’s chosen a Buffy the Vampire Slayer theme.

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Purchased a Hoover SteamVac to Deep Clean My Carpets

by Flexo

When I first moved into my apartment a year ago, my carpets looked brand new. Even though I vacuum regularly, months of shoe and sneaker traffic, feline hairballs, and who knows what else has diminished the look of the most lived-in portion of the dwelling. In my old apartment, I didn’t care much for the ... Continue reading this article…

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