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Year-End Personal Balance Sheet, December 2009

by Flexo

At the end of every month, I review my personal finances, including bank account balances, investment performance, income and expenses, and I share some of those details here. This was the original purpose of Consumerism Commentary: to track my own finances publicly and hold myself accountable for my financial decisions. I wasn’t aware at that ... Continue reading this article…

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Smithee’s Goals for 2010

by Smithee

My one goal from the beginning of 2009 was to do at least one creative thing a week. When I thought of it, it seemed pretty ambitious, then I started writing twice a week for this site, and it was automatically taken care of, so any other creative thing I did was just metaphorical gravy. ... Continue reading this article…

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Start the Decade Off Right: Pay Off Debt

by Flexo

Welcome to the 10s! It is unlikely this year will resemble Arthur C. Clarke’s classic science fiction novel. Rather than preparing for contact with intelligent life from another world, we could prepare for the coming years by making sure we have the tools and attitude for financial success. Here is one way to start the ... Continue reading this article…

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Flexo’s Goals and Resolutions for 2010

by Flexo

Although I’ve been tracking my finances publicly on Consumerism Commentary since 2003, this is only the fourth year I’ve outlined specific financial goals for the new year. The next year is a bit of a mystery for me. I feel like some changes are necessary, particularly in my day job. Although I have some big ... Continue reading this article…

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Evaluating My Progress Against My 2009 Goals

by Flexo

At the beginning of the year, I set a few financial goals and resolutions representing what I would like to accomplish by the end of 2009. Like last year, my progress is mixed. I’ll get to that in a moment. I’m not a big fan of the concept of financial goal setting. Goals or targets ... Continue reading this article…

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Should All Amazon Shoppers Pay Sales Tax?

by Flexo

I almost participated in a boycott of Amazon.com. This was almost a decade ago when Amazon filed for a patent for its 1-Click ordering process. The patent was struck down in 2007 but I didn’t notice. In the face of Amazon’s low prices and, in my state, exemption from sales tax, my convictions didn’t stand ... Continue reading this article…

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Can You Ever Have Enough Money?

by Outlaw

This is a guest article by Outlaw, who lives and works in New York’s financial district and writes on the blog Credit Card Outlaw. When I first became fascinated with personal finance strategy, I was in serious credit card debt. I couldn’t find full-time work. I felt like an idiot. Every month, a new credit ... Continue reading this article…

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Wrapping Up a Decade: Better Off in 1999 or 2009?

by Flexo

This decade flew by. Ten years ago, I had recently graduated college and had been working for a non-profit arts organization. At this point in my life, I didn’t know it, but I was setting myself up for financial problems. Despite working 80 or more hours a week during the summer and fall, despite living ... Continue reading this article…

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