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Predicting Markets

by Flexo

Neville is writing about predicting the markets. Are the markets predictable? What were people predicting in 1930 and 1940, and were those predictions accurate? I was researching these questions and I came across a paper by Felix Stalder, a PhD Student at the University of Toronto, entitled The Nature of Financial Networks. It’s an interesting ... Continue reading this article…

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Emigrant Direct Account Opening

by Flexo

As you may know, I am in the process of opening a savings account with Emigrant Direct, an on-line bank currently offering an interest rate yielding 3.25 percent. On March 15 I posted about my experience with a customer service representative at the aforementioned bank. That was three days after I began the process of ... Continue reading this article…

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Should You Borrow From Your 401(k)?

by Flexo

Borrowing from your 401(k) is generally a bad idea. There are some positive aspects of doing so, however. It’s a nice option to have if you are stuck with no other choices. Here are some of the drawbacks, as mentioned by Lewis Schiff from the Armchair Millionaire. The money you take out of your 401(k) ... Continue reading this article…

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The Future for Investors

by Flexo

I’m not looking to make a quick million through my investments. Sure, it would be nice, but I have realistic expectations. If you’re investing for the long term like I am, you might want to read this interview with Jeremy Siegel. He has some interesting insights about what investment strategy has performed the best in ... Continue reading this article…

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Stock Market Down

by Flexo

The Nasdaq composite sank to a new low for the year Friday and stocks lost ground for the second straight week as investors dealt with rising oil prices and long-term interest rates. (From CNN Money.) To me this says Keep On Investing. I’m in it for the long haul. My investments are all long-term, and ... Continue reading this article…

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Money Magazine

by Flexo

Have you perused the first issue of the reformulated Money Magazine? I had a chance to do so this morning. It’s been a while since I have read a magazine. The full page ads were nostalgic; they brought me back to the time I read Sports Illustrated as a young teenager. I remember convincing my ... Continue reading this article…

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My Investments

by Flexo

In the interest of full disclosure, I might as well give you a a peek into the investing side of my net worth. Roth IRA Invested in the TIAA-Cref Equity Index [TCEIX], directly with TIAA-Cref. The fund invests in the stocks listed in the Russell 3000 Index. It has a low expense ratio of 0.26 percent, ... Continue reading this article…

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Emigrant Direct Saga and Found Cash

by Flexo

My Wachovia checking account received the two small verification deposits from Emigrant Direct, which was the next step in opening my account with that bank. Unfortunately, when I originally signed up, I submitted an email address I no longer used. After reactivating that mailbox, I called Emigrant Direct’s customer service to have them resend a ... Continue reading this article…

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