MD talks with Tom about topics such as his inspiration for Studenomics, how he got through college without having to pay off student loans, and also about things that people in their early twenties need to consider if they’re thinking about buying a home.
Consumerism Commentary Podcast
Buying a House In Your Early 20s: S06E16 / 173
[00:00] Introduction from Tom Dziubek [00:36] Interview with MD
– [00:53] MD’s inspiration for Studenomics
– [02:22] The focus of Studenomics
– [03:14] MD’s college years
– [03:53] Starting off at a community college
– [06:00] The start of the blog
– [08:31] Paying for college
– [13:32] Buying a home in your early 20s: Income considerations
– [15:26] Considering your savings
– [16:37] Taking into account your relationship status
– [18:42] The need to be somewhat handy
– [20:51] MD’s current projects [23:53] End
We always welcome feedback from listeners. If you have any comments for this episode or for any other, or if you have suggestions for future episodes, please leave us comments here or email us at podcast at this domain name.
Jenny talks with Tom about how married women can better prepare themselves financially for a divorce. Some of the items she discusses are keeping individual checking accounts, knowing where the money is and being prepared to start a new job.
Consumerism Commentary Podcast
Protecting Individual Finances in a Marriage: S06E15 / 172
[00:00] Introduction from Tom Dziubek [00:38] Interview with Jenny Kerr
– [00:49] Jenny’s inspiration for article
– [03:15] Individual bank accounts
– [05:34] The need for a joint account
– [06:13] Funding the individual account
– [07:33] The individual account for emergency access
– [08:57] Know where the money is
– [10:27] Keeping your resume current
– [12:06] Part-time work
– [14:21] Understanding the necessities
– [15:24] Knowing what benefits are tied to your spouse
– [16:40] Identifying policies your spouse could benefit from [19:13] End
We always welcome feedback from listeners. If you have any comments for this episode or for any other, or if you have suggestions for future episodes, please leave us comments here or email us at podcast at this domain name.
[00:00] Introduction from Bryan J Busch [00:33] Interview with Andrea Woroch
– [00:51] Big appliances
– [02:42] Christmas wrapping, decorations and lights
– [03:18] Using and selling gift cards
– [05:06] Linens and bedding
– [05:45] Motorcycles
– [06:28] Suits, prom dresses and spring formal dresses
– [08:28] Video games and TVs, and consider ditching cable for a Roku player
– [12:55] Winter coats and winter sport essentials
– [13:50] Jewelry
– [14:58] Furniture
– [15:45] Don’t shop for the current season at the beginning of the season [16:36] End
We always welcome feedback from listeners. If you have any comments for this episode or for any other, or if you have suggestions for future episodes, please leave us comments here or email us at podcast at this domain name.
They discuss the difference between smart investments vs. emotional decisions, the importance of financial planning, and how most people are better off just buying an index fund and ignoring investment gurus.
Consumerism Commentary Podcast
Tax Law Changes in 2012: S06E13 / 169
[00:00] Introduction from Bryan J Busch [00:34] Interview with Kathy Pickering
– [00:48] Do an annual review of life changes
– [01:26] Extending the Payroll Tax Holiday
– [02:43] Federally declared disasters and casualty losses
– [04:39] Energy efficiency credit (check the list at energystar.gov)
– [05:51] American Opportunity Credit for college students, tuition and fees deductions, and the Lifetime Learning Credit
– [08:16] Tax credits for adoption
– [11:10] Credit for some plug-in cars
– [12:10] Brokers are now required to report cost basis of the sale of stocks and securities
– [12:59] Health care reform affects on individual and small business taxes
– [17:59] Expired hiring credits
– [18:55] Changes to be aware of for 2013
– [21:31] E-filing is heavily encouraged and improved [23:56] End
We always welcome feedback from listeners. If you have any comments for this episode or for any other, or if you have suggestions for future episodes, please leave us comments here or email us at podcast at this domain name.
Today on the Consumerism Commentary Podcast, Tom Dziubek talks to Consumerism Commentary founder Flexo about New Year’s resolutions. Flexo discusses several tips to addressing New Year’s resolutions including performing an honest self-assessment, setting goals that are meaningful to you and breaking them down into more manageable chunks. Consumerism Commentary Podcast New Year’s Resolutions: S06E12 / ... Continue reading this article…
Today on the Consumerism Commentary Podcast, Bryan J Busch and Flexo speak with Carl Richards, author of the book The Behavior Gap. They discuss the difference between smart investments vs. emotional decisions, the importance of financial planning, and how most people are better off just buying an index fund and ignoring investment gurus. Carl has ... Continue reading this article…
Today on the Consumerism Commentary Podcast, Tom Dziubek talks to Rudy DeFelice, founder of the financial management tool for children and parents, Kidworth. Rudy discusses several topics about Kidworth including what it does, what inspired him to found it, as well as how Kidworth can help children save towards different financial goals. Consumerism Commentary Podcast ... Continue reading this article…
Today on the Consumerism Commentary Podcast, Bryan J Busch talks to Jonathan Zschau, author of the book Buying and Owning a Mac: Secrets Apple Doesn’t Want You to Know. They discuss the staggering frequency of commercials in daily life, how it’s easier to avoid than resist the temptation to shop, and the convincing argument that ... Continue reading this article…
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[00:00] Introduction from Tom Dziubek
