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Podcast 104: Financial Literacy Month

by Flexo

Today’s guest on the Consumerism Commentary Podcast is Kim McGrigg, Manager of Community and Media Relations for Money Management International (MMI), which is sponsoring Financial Literacy Month. MMI is the largest nonprofit, full-service credit counseling agency in the United States. Consumerism Commentary Podcast #104 Financial Literacy Month: S04E26 / 128 Download – RSS – iTunes ... Continue reading this article…

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The Saver’s Dilemma

by Flexo

At Consumerism Commentary, I’ve been writing about putting money into high-yield savings accounts for as long as this website has been around. Just as people started getting the message, banks pulled the rug out from under their customers. The Federal Reserve made cash easy and cheap from banks to access, and since the low federal ... Continue reading this article…

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Lending Money to Friends and Family

by Flexo

I try to keep the issue of money out of my personal relationships. Many people I know outside of those I know only online — my friends and family — read Consumerism Commentary. For the most part, they’re not interested because, I assume, they’d rather keep the issue of money out of our friendships — ... Continue reading this article…

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Advantages of Buying a House With Cash

by Flexo

The decision of whether to buy a house with cash or take out a mortgage may be one that most people never have to face. For the most part, American society is comfortable with the idea of going in debt to buy a house for two reasons. First, the value of a house is expected ... Continue reading this article…

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SimplyCash® Business Card from American Express OPEN Review

by Flexo

Business owners know that when the work of building a new enterprise is just beginning, it’s not easy. If your great idea takes significant financing and you need help gathering funds, few people are willing to come forward and help you finance your dream. Many great ideas don’t cost a lot of money to get ... Continue reading this article…

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Contest: Win $1,000 for Shredding Your Credit Card

by Flexo

If you’re ready to get out of debt and willing to create a video about it, you could win $1,000 or other prizes from the folks at LendingClub and PerkStreet Financial. Submit a video of you shredding your credit card to qualify for the chance of winning a $1,000 grand prize in the form of ... Continue reading this article…

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No More H&R Block Tax Refund Anticipation Loans

by Flexo

One of the most popular services available surrounding tax season is also one of the most expensive. Refund anticipation loans (RALs) are great products from a lender’s point of view; they are low risk and they are expensive. From a customer’s point of view, they provide a means to get cash when a household files ... Continue reading this article…

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Patriotic Millionaires for Fiscal Strength

by Flexo

A group of millionaires — the definition of which is any individual with an annual income of over $1,000,000, not a net worth of $1,000,000 — has assembled to let the government know that they’d like the tax cuts for that income level expire, in patriotic duty to the fiscal solvency of the United States. ... Continue reading this article…

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