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TV Ad Volume May Finally Be Moderated

by Smithee

This is something I’ve wanted to see happen for my entire life. I never thought it would, and I’m only mildly political so I never pushed for it, but we may see a new law that says a TV commercial can’t be “louder than the program it accompanies”, nor can it be “excessively noisy or ... Continue reading this article…

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Overkill At the United States Mint With New Coin Designs

by Luke Landes

In 1909, the U.S. Mint decided to honor assassinated President Abraham Lincoln by putting his likeness on the obverse of the lowest denominated coin in regular circulation, the cent. This new design, introduced for the centennial anniversary of Lincoln’s birth, replaced the “Indian head” cent. The model for this design was most likely not a ... Continue reading this article…

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The Pareto Principle: When to Apply, When to Ignore

by Luke Landes

In the late nineteenth century, an economist named Vilfredo Pareto noticed that 80 percent of the land in Italy was owned by 20 percent of the population. About a half century later, a management consultant named Joseph Juran discovered Paerto’s observation and developed the concept of “the vital few and the trivial many,” and used what came ... Continue reading this article…

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Facial Recognition and Billboards

by Smithee

I have a fascinated/disgusted relationship with targeted advertisements. On one hand, I’ve seen enough Playtex commercials in my lifetime that I could probably draw you their logo from memory, and I’ve never been in the position to decide, “should I buy the Playtex version, or a different brand?” All those ads in my face have ... Continue reading this article…

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Is It Possible to Save Too Much Money?

by Luke Landes

For most humans, life is much shorter than we would like, and for many of us saving even ten percent of our income will never result in a state of wealth within our lifetime. There are too many forces working against this endeavor: a lack of sufficient opportunity, inflation, and unplanned events to name a ... Continue reading this article…

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Changes in Estate Tax Law Affect When People Die

by Luke Landes

Between March 1917 and January 1984, there have been thirteen major changes in the rules for the estate tax, a tax paid by heirs for wealth inherited. Of these thirteen changes, eight were tax increases and five were tax decreases. In 2001, A study by the University of British Columbia and the University of Michigan ... Continue reading this article…

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Money With Your Honey, Tips for Freshmen, and the Frugal Life

by Luke Landes

As I find time, I write articles for websites other than Consumerism Commentary. This will always be my home for writing about money, but I’ll take whatever opportunity I can to share my thoughts online with more readers. Here are a few of the recent articles I’ve published around the internet. Please read these and ... Continue reading this article…

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Ten Things I Will Teach My Children About Money

by Luke Landes

I do not currently have children, but I have not ruled out starting a family some day. If and when I do have children, I hope I will be able to help them become smart and capable adults over time. I believe this is what my parents have done for me, and I’d like to ... Continue reading this article…

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