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Emigrant Direct Saga and Found Cash

by Flexo

My Wachovia checking account received the two small verification deposits from Emigrant Direct, which was the next step in opening my account with that bank. Unfortunately, when I originally signed up, I submitted an email address I no longer used. After reactivating that mailbox, I called Emigrant Direct’s customer service to have them resend a ... Continue reading this article…

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Taking a Hit to My Net Worth

by Flexo

Since I resumed taking classes for my MBA, I now have a new student loan. The way this works is I take a loan at the beginning of the “semester” and after each six-week class ends, I wait two weeks for a 90 percent reimbursement from my company. On my next monthly update, you’ll see my ... Continue reading this article…

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No Money? Buy a Home!

by Flexo

Many of the people I’ve grown up with have been buying their first homes at this point. One of my closest friends (and his wife and daughter) is selling his first home and moving onto bigger and better. So yes, I’ve been thinking about it a bit. In that respect, this article caught my attention ... Continue reading this article…

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Future Millionaires

by Flexo

I’ve been following CNN Money‘s Millionaires in the Making series for some time now. Deshundra Jefferson has posted a new profile online. The featured couple, Ryan and Danielle Quilling, are saving their way towards millionaire status. Danielle is 25 and Ryan 27. They have no credit card debt; the only debt they have is their ... Continue reading this article…

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Income and Expenses for the Year

by Flexo

I’ve included an income/expense report within this post. By looking at the numbers, here’s some quick thoughts on improvements I can make for the rest of the year. * Spend less money on dining. Lunch at the cafeteria is almost $7.00! That’s unacceptable. * Find some ways to make more money. Yeah… * I’ve modified ... Continue reading this article…

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Monthly Update – February

by Flexo

Two things helped to stabilize my net worth over the past month. First of all, the bonus, although relatively small, helped me out. Unfortunately, that money will go to my car insurance payment and the balance due on my taxes. Secondly, the market turned upwards in February, so my investments gained some value, although that ... Continue reading this article…

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Financial Disasters

by Flexo

Gerri Willis at CNN Money gives us five tips for handling financial emergencies. Create a safety net. This requires thinking ahead. Everyone will have at least one kind of financial emergency in their lifetime. The author suggests having three to nine months’ worth of living expenses in an accssible account. Break into the piggy bank. ... Continue reading this article…

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Are You Matching Inflation?

by Flexo

The “Consumer Price Index” is around 3.2 percent at the moment, although I believe the cost of living has gone up much more for most people, due to prices of things that are not reflected in the CPI. Hopefully, any cost of living adjustments we receive at our jobs will cover at least the Consumer ... Continue reading this article…

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