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Laid Off, 2010 Edition

by Smithee

Last Thursday I lost my job without any warning. The small web design agency I was working for lost a couple of big contracts and they decided they couldn’t afford to keep me on as their only full-time User Experience Designer. This is extremely frustrating, not only because I liked most of my co-workers and ... Continue reading this article…

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No More Credit Card Debt, Now We Need a New Budget

by Smithee

I’ve had thousands of dollars in credit card debt since 1997. I remember applying for a job in March of 2001 which I calculated would help me erase my credit card debt in about twelve months. I didn’t get that job. Nobody got that job, in fact, the entire web design sector was crashing, and ... Continue reading this article…

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EverBank $75 Cash Bonus for New Money Market and Online Checking Accounts

by Flexo

If you take a look at our best online savings accounts page, you’ll notice EverBank resting in the number two slot. In terms of true online banking institutions, this bank is worth mentioning because EverBank offers a variety of money market, checking, and CD accounts that the first-listed bank, SmartyPig, does not have. To increase ... Continue reading this article…

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A Review of PerkStreet’s 5% Cash Back Debit Card and Checking Account

by Flexo

PerkStreet Financial, a company that launched just over a year ago has decided to kick things up a notch by offering something new in addition to their online checking account. Previously, PerkStreet enticed customers with a $50 cash bonus for signing up a new account, then 2 percent cash back on all non-PIN debit card purchases ... Continue reading this article…

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Good and Bad Uses of Leverage

by Flexo

Earlier this year, I suggested starting the decade off right by paying off debt. In general, debt is something that should be eliminated. Credit card debt is expensive and often unnecessary, personal loans generally carry a cost to personal relationships as well as interest, and mortgages hang around forever and make you a renter who ... Continue reading this article…

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Pet Ownership: A Financial and Emotional Responsibility

by Flexo

My household has almost always included pets. First, let me establish the true hierarchy. It’s very clear when you live with one cat or more that they own the place, and we humans are only permitted to share living space with them because we provide food and shelter. The only years I’ve lived in a ... Continue reading this article…

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Scottrade Discount Brokerage Review

by Flexo

This is a brief review of my experiences with the discount brokerage Scottrade. If you are interested, you can open an account at Scottrade here. I first opened my account with Scottrade a little over five years ago. At the time, my current discount brokerage, Wachovia, began charging an inactivity fee. They claimed I was ... Continue reading this article…

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How to Intelligently and Responsibly Buy a Car

by Flexo

Car companies want you to buy their products on impulse. They would, generally, prefer that the step of thinking is removed from the consumer’s process. This is evident in the commercials you see around the holidays in which a spouse is surprised when he or she notices a gift wrapped in a large red bow ... Continue reading this article…

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