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Deceptive Credit Card Offers, Part 1: Two-Cycle Billing

by Flexo

Although it’s common to recieve mailing from credit card companies offering credit cards with attractive terms, like 0 percent APR balance transfer offers or offers on small business credit cards they won’t tell you all the terms of the agreement until you actually apply for the card. This is often the case regardless of your “pre-approved” ... Continue reading this article…

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How To Succeed: Be A Jerk

by Flexo

Jeffery Pfeffer, a Stanford professor (say that out loud), often invited his friend Keith Ferrazzi to speak to his MBA students. Here’s a little about the frequent guest, who is now an independent consultant: Ferrazzi earned his MBA at Harvard in 1992 and quickly became a star at Deloitte Consulting. Starwood Hotels hired him as ... Continue reading this article…

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Make Money With MySpace

by Flexo

I’ve mentioned previously my disdain for the social networking monster that is MySpace, but it turns out that it’s not just for kiddies and awful bands anymore. According to CNN, Some entrepreneurs are using MySpace to market their small businesses, and those who tailor their business to the MySpace clientelle are succeeding. I am starting ... Continue reading this article…

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GMAC Online Savings Account

by Flexo

Flatbeer asked me: GMAC raised the interest rate to 4.75 percent ($500 min). I checked the general FAQ and you can now download account info into Quicken & Money. With electronic transfers, downloadable account info, checks, AND a VISA check card, I would think that most people would choose this option for an online money market ... Continue reading this article…

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Mattress and Box Spring Purchase: Follow-Up

by Flexo

Last year, I purchased a mattress and box spring and soon after I wrote about the entire process. Today, Slate published a commentary about cutting through the marketing gimmicks and making a smart mattress purchase. After reading the article, I still feel confident I made the right decision. After four months with the new mattress, ... Continue reading this article…

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Don’t Buy Stuff You Cannot Afford

by Flexo

That’s the advice of the decade, isn’t it? Well, it’s also a pretty funny Saturday Night Live skit with Steve Martin. The skit’s a parody of those book infomercials for financial products we see all the time. Looking a little deeper, it’s also a slight commentary on the marketing of common sense. Well, I saw ... Continue reading this article…

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Good News If You’re Lance Armstrong

by Flexo

On the other hand, if you’re an investor in American Century mutual funds, you now have a good idea where your management fees and expense ratios go. Lance Armstrong has become the company’s celebrity spokesperson, and American Century’s bright marketing team will link the athlete’s struggle with cancer to “investing discipline.” American Century’s Equity Index ... Continue reading this article…

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New Jersey Nest Eggs Incubating

by Flexo

A.G. Edwards has compiled results from a survey and has developed a “Nest Egg Index.” The statistics measured include participation in retirement plans, debt levels, home ownership — all major contributors to net worth. I found some items within the results personally interesting: My home state of New Jersey tops the index [cnn] of states, ... Continue reading this article…

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