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50 Tips to Help Establish Your Emergency Fund

by Flexo

One of the first steps to cleaning up one’s financial situation before embarking on the journey to become financially independent is the establishment of an emergency fund. An emergency fund, in its most basic form, is an accessible savings account where you keep cash for true emergencies, like the loss of a job or a ... Continue reading this article…

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Big Mistakes That Cost, Part 2

by Flexo

Focusing on small spending habit changes is a good way to save significant money over the long term. No matter how many daily lattes you forgo, if you make poor spending decisions on major expenditures, all your ECRD savings could be negated in one moment. Consumer Reports has identified some of these major mistakes that, ... Continue reading this article…

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Use Your Flexible Spending Account (FSA) Funds Before It’s Too Late

by Flexo

In two short weeks, 2007 will come to a close. If you have money in your Flexible Spending Account when the new year comes around, and your company doesn’t offer a grace period, you will lose those funds. A Flexible Spending Account is a savings plan offered by many employers that lets you put aside ... Continue reading this article…

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Do You Get Vaccinated Against Influenza?

by Flexo

My company was offering vaccinations today for any employees wanting to gain protection from the flu this season. By the early afternoon, they ran out of vaccine and added another date a week from now to the schedule for those who did not get a chance. I’ve never opted for the flu vaccine. It has ... Continue reading this article…

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New Jersey Prescription Drug Price Registry

by Flexo

Over 100 of the most common prescription drugs are listed in the New Jersey Prescription Drug Price Registry, maintained by the New Jersey Division of Consumer Affairs. This website lets you search by medication name, type, and form to find the prices for these drugs by zip code. For example, if you search for 100 ... Continue reading this article…

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Bill Frist and Me?

by Flexo

I know I’ve arrived in Bizarro World when Bill Frist and I agree on something: The introduction of a moratorium on drug ads to consumers. Frist, a Republican from Tennessee and a heart-lung replacement surgeon, on July 1 asked drug makers for a voluntary, two-year moratorium on direct-to-consumer advertising, the type that consumers see on ... Continue reading this article…

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Carnival #6

by Flexo

The Carnival of Personal Finance #6 is up at Free Money Finance. The full Carnival schedule is here, along with an introduction. I was hoping to write an article for the Carnival yesterday, but I was sidetracked by classowrk for my masters degree and a corneal abrasion that sent me to the hospital. (I’ll be ... Continue reading this article…

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