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5 Good Reasons to Avoid Debit Cards

by Flexo

I have two checking accounts. One is with Wachovia, which has been my main checking account (through bank mergers and acquisitions) for the last 15 years or so. The other is with ING Direct, which is a more recent development. Both checking accounts have provided me with debit cards which can be used to access ... Continue reading this article…

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4 Ways to Simplify Finances Where Possible

by Flexo

As I write this I am in the process of looking at apartments for my next move. Meanwhile, I’m also considering moving into a condominium or single family house. This is a tough decision as I have too many unanswered questions about my immediate future. I can’t waste time; my lease is up at the ... Continue reading this article…

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US Airways and Delta Airlines Might Merge, My Flight Unchanged

by Flexo

This story attracted my attention because I am getting ready to flow from East Coast to West on US Airways next Monday. US Airways is looking to purchase Delta Airlines, which is bankrupt, for $8 billion in cash and stock. Any merger won’t affect my flight, although it would be nice if the airline lift ... Continue reading this article…

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Reading for the Drive Home

by Flexo

Perhaps I’ll focus on one or more of these articles tonight. * The best ways to negotiate a higher salary. * $1,000,000,000,000 in assets under management for the new Merrill Lynch/BlackRock merger. * Seven steps to stellar credit. This reminds me it’s time to order my next free credit report. * Here’s Yahoo Finance’s collection ... Continue reading this article…

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What To Do When Your Bank Is Merging

by Flexo

Marketwatch has published an interesting article with advice for customers whose banks are going through a merger. I’m no stranger to this phenomenon. When I was 16, I had my first bank account with New Jersey National Bank. It was sooner or later bought by or merged with CoreStates (Dec. 6, 1996), then First Union ... Continue reading this article…

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The Urge to Merge

by Flexo

According to the New York Times, Bank of America is buying MBNA. This is another reason why consumers should avoid carrying a balance on credit cards if they are being charged interest. As more credit issuers merge, there will be less competition. With less competition, annual fees and interest rates will rise. Update: CNN answers ... Continue reading this article…

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