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Emigrant Direct Account Opening

by Flexo

As you may know, I am in the process of opening a savings account with Emigrant Direct, an on-line bank currently offering an interest rate yielding 3.25 percent. On March 15 I posted about my experience with a customer service representative at the aforementioned bank. That was three days after I began the process of ... Continue reading this article…

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Emigrant Direct Saga and Found Cash

by Flexo

My Wachovia checking account received the two small verification deposits from Emigrant Direct, which was the next step in opening my account with that bank. Unfortunately, when I originally signed up, I submitted an email address I no longer used. After reactivating that mailbox, I called Emigrant Direct’s customer service to have them resend a ... Continue reading this article…

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Wal-Mart in the Banking Industry

by Flexo

Wal-Mart already performs a million financial transactions a week and has good deals — better than most banks — on money orders and wire transfers. They’ve attempted to buy a local bank in the past. What if Wal-Mart did enter the banking industry? Liz Pulliam-Weston speculates on the consequences which seem favorable. For instance, Wal-Mart’s ... Continue reading this article…

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Sweet Credit Card Deals

by Flexo

This article from MSN Money is warning the readers of those sweet-sounding credit card offers, such as 0 percent interest for the life of a transferred balance. Their tips: Clarify the deal. You may have to make a purchase every month, and if you do, your payments go towards the transferred balance first. Be suspicious of ... Continue reading this article…

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Housing Market Update

by Flexo

According to the National Association of Realtors, Florida had some nice gains in real estate values between the fourth quarter of 2003 and the fourth quarter of 2004, but Las Vegas, Nevada is on top. Here’s the full chart.

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Better Than The Bare Minimum

by Flexo

The Lazy Man’s Guide to Retirement (from CNN Money) lists five easy steps for those who don’t want to expend energy and still be able to retire. Here are the five steps: Think about how you want to live when you retire Take advantage of your 401(k) or a similar investment account Use automatic contributions ... Continue reading this article…

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My Name is Flexo, and I Approved This Message

by Flexo

Last week, I received the following email. I have changed the name of the firm for the safety of the author: Flexo- I enjoy reading the posts on your blog ‘Consumerism Commentary’. It is a well put together site. I was reading a post on 9/29 about your brokerage recently charging you an annual fee. ... Continue reading this article…

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Honda Civic Hybrid Has Best Gas-Mileage

by Flexo

According to the Environmental Protection Agency, the Honda Civic Hybrid beats out the Toyota Prius for best gas-mileage (61 mpg city/66 mpg highway versus 60/51). The non-hybrid Civic is the best gasonline-only vehicle with 36/44. In my driving experience with my manual-transmission 2004 Honda Civic LX, I usually get between 32 and 37 mpg, and ... Continue reading this article…

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