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Wal-Mart in the Banking Industry

by Flexo

Wal-Mart already performs a million financial transactions a week and has good deals — better than most banks — on money orders and wire transfers. They’ve attempted to buy a local bank in the past. What if Wal-Mart did enter the banking industry? Liz Pulliam-Weston speculates on the consequences which seem favorable. For instance, Wal-Mart’s ... Continue reading this article…

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Positive Outlook

by Flexo

It’s true that maintaining a positive outlook can help keep your life together, generally or financially speaking. Here are steps from the CBS Marketwatch article: * Identify your traps. Figure out what your excuses are. One of mine, for example, is I’m not making enough money to cover all of my expenses. * Consider your ... Continue reading this article…

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ING Direct Moves Up

by Flexo

Perhaps ING Direct has been feeling the heat from competitors. Today the online bank raised the interest rate offered on its savings account from 2.35 percent to 2.6 percent. The rate is still below Emigrant Direct, but I’ll still stick with ING for now. ING also offers referral bonuses; if I refer you through email to open ... Continue reading this article…

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Luxuries You Can Live Without

by Flexo

M.P. Dunleavey adds this commentary on MSN Money. She talks about “luxury” products that draw the attention of middle-class individuals to help them feel like they have a wealthy lifestyle. One of her points is that the premium paid for a high end item very rarely justifies the price difference. Dunleavey includes examples of various ... Continue reading this article…

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Professional Blogger

by Flexo

Jason Kottke is leaving his full-time job to devote himself completely to his blog. He won’t be making money through advertising, he’ll be relying on the goodwill of visitors to pitch in. His basic donation is $30 and I’m sure he won’t have a problem finding 1,000 people to donate that much money. Is it ... Continue reading this article…

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Social Security Calculator

by Flexo

Chuck Schumer, the senator from New York, put up a fancy Social Security benefits calculator on his website. This calculator shows how much today’s workers will likely receive for their annual benefits if Bush’s proposed plan is pushed through. Here’s a hint: your combined benefit of both the government and private portion will be lower ... Continue reading this article…

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Annual Review

by Flexo

It’s annual review and bonus time at my company. I have my performance review meeting with my boss in about in hour, and luckilly this article caught my attention beforehand. Now I’m in a good mood, which is more than what could be said after finding out my bonus number this morning. Perhaps I’ll have ... Continue reading this article…

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Spending Wisely

by Flexo

CNN profiled Holly Ordway, creator of SpendingWisely.com. Basically, she saves as much money as possible without a strict budget. She and her husband manage to live on only $30,000 of their six-figure household income. It’s easy for people with a high income to tell others how simple it is to save money and spend wisely. ... Continue reading this article…

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