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Personal Balance Sheet, May 2011 ($844,136, +9.6%)

by Flexo
Net Worth Balance Sheet, May 2011

Over the past few days, I considered making some drastic changes to the way I report my finances at the end of each month. I’ve been trying to decide whether it makes more sense to separate my business accounts from this report and report the numbers separately as I did a few years ago, remove ... Continue reading this article…

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Don’t Run on Empty, and New EPA Stickers for New Cars

by Flexo
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Before my girlfriend purchased a new car, she was always careful to refuel her old car before the gas gauge dipped below a quarter of a tank. I’ve been living on the edge, letting my gauge drop to one-eighth of a tank or less before refueling. Her concern was that the gauge didn’t seem very ... Continue reading this article…

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Avoid These Big Money Wasters

by Flexo
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CNN is offering a compilation of the ten biggest money wasters. These items would be obvious to most loyal Consumerism Commentary readers, yet it would not be out of the question to disagree with some of these money-wasters in some circumstances. ATM fees. You shouldn’t be surprised that banks will charge multiple fees for the ... Continue reading this article…

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How to Buy Precious Metals Including Gold and Silver

by Flexo
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There are two main reasons to head towards precious metals as a major investment. One reason one might significantly invest in metals is the belief that the value of gold and silver will increase more than other types of investments like stocks and bonds, or that the investment in metals will provide a certain type ... Continue reading this article…

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Are You On the Credit Bureau VIP List?

by Flexo

If you’re a celebrity, politician, or otherwise in the public eye, you may be on VIP lists maintained by the credit reporting bureaus, granting you a different level of customer service. According to lawyers who have sworn testimony from employees, this two-tiered system favors the well-connected by granting them access to immediate corrections on erroneous ... Continue reading this article…

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Why I’ve Hired a Maid Service

by Flexo

For almost two months, I’ve been paying a maid service. After the initial cleaning, I waited a few weeks, and then set up a recurring appointment for a cleaning once every two weeks. For years leading up to this arrangement, I’ve balked at hiring a cleaning service. Cleaning is not a particularly difficult task, and ... Continue reading this article…

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Florida’s Beach Property Boom: A Real Estate Lesson

by Dr. Dean Burke

This is a guest article by Dr. Dean Burke, author of The Millionaire Nurse Blog. Many years ago, someone I knew was fascinated with the real estate market in Florida, and he set up an investment company to allow others to invest through him. He promised his investors 20 percent returns. Needless to say, I didn’t ... Continue reading this article…

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Are We in the Next Tech Bubble?

by Flexo

Paul La Monica shares my concern that today’s market is reminiscent of the dot-com bubble of 1999. The bubble, if it exists, would be evident in higher than expected valuations for private companies like Facebook ($75 billion) and Groupon ($25 billion), not to mention Huffington Post’s recent sale to AOL for $315 million. In his ... Continue reading this article…

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