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Citibank Suspects High-Risk Activity in My Credit Card Account

by Flexo

As I logged into CitiBank’s website today to check my recent activity and compare transactions against what I’ve entered in Quicken, I was greeted by a harrowing message, informing me that my account may be at risk for unauthorized use. They have restricted my online access, and I cannot view my recent activity or past ... Continue reading this article…

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Didn’t Receive Your Economic Stimulus Payment Yet?

by Flexo

Welcome to Consumerism Commentary. If you are new here, consider subscribing to our RSS feed (more info here). Consumerism Commentary always has the latest information about the economic stimulus payment. Several disappointed people contacted me today. They expected to receive their economic stimulus payment deposited into their bank account today but they have not seen ... Continue reading this article…

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Personal Income Statement, April 2008 (Net Income: $717)

by Flexo

Earlier today, I posted the first part of my monthly financial reporting, my April 2008 balance sheet. Publishing these reports online helps keep me accountable for my decisions and forces me to take a look at my progress each month. After a great February and a good March, April was not quite as impressive. In ... Continue reading this article…

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Personal Balance Sheet, April 2008 ($151,079, +5.3%)

by Flexo

If I were to describe my finances in three words, those words would be “slow, steady progress.” I’m not getting rich by any stretch of the imagination, but if I am able to manage consistent growth at the same rate while making sound financial decisions, I should be able to live without worries. However, anything ... Continue reading this article…

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What Size Bonus Would Convince You to Sign Up for a Credit Card?

by Flexo

As a number of Consumerism Commentary visitors have mentioned over the past few months, it’s getting harder to find good credit card deals, including 0 percent APR no-fee balance transfer offers and worthwhile sign-up bonuses. Other commenters who have been successful milking credit card companies with balance arbitrage strategies have slowed down their pursuit with fewer ... Continue reading this article…

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Where Did You Come From, Where Did You Go (April 2008)

by Flexo

It’s time to thank other websites that sent traffic to Consumerism Commentary during the month of April. It was a great month in terms of traffic, driven mainly by articles about the economic stimulus payment. Here is a list of websites, excluding search engines, RSS readers, and social media websites, that sent the most traffic ... Continue reading this article…

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Capital One® Credit Cards With No Balance Transfer Fees

by Flexo

Last updated: November 30, 2008. Capital One® offers a number of credit cards with no balance transfer fees. For this reason, if you are looking to consolidate your credit card debt onto one cars which you don’t plan on using for purchases, you may want to take a look at these offers. Please be aware ... Continue reading this article…

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Your Job as Your Identity? Not For Me, Thanks

by Flexo

By the time I was in third grade, I knew the answer to the age-old question, “What do you want to be when you grow up?” The question is always formed this way, with these particular words. The object of this question is to determine not the philosophy of the individual, but the type of ... Continue reading this article…

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