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My MBA at the University of Phoenix Online, Part 3: Course Logistics

by Luke Landes

If you’ve been following Consumerism Commentary, you may know that I recently completed my Master of Business Administration (MBA) degree at the University of Phoenix Online. I’ve been writing a series, which is basically a review of the University of Phoenix. The choice to take this nontraditional route was not a difficult decision for me ... Continue reading this article…

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Another 75 Dollar Surprise: New Jersey Renters Take Notice!

by Luke Landes

Like last year, a $75 check from the State of New Jersey arrived by surprise. This is the 2005 FAIR Tenant Rebate, a refund aimed at reimbursing New Jersey taxpayers for a (very small) portion of their property taxes. The eligibility requirements state that you must rent and occupy a home in New Jersey in ... Continue reading this article…

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The Real Estate Cartel?

by Luke Landes

The Consumer Federation of America issued a report declaring that the real estate brokerage industry acts as a cartel to set prices unfairly. Here’s the full report [PDF]. “Many traditional real estate brokerage firms, and their organizations, function as a cartel that tries to set prices and restrict service options,” said Stephen Brobeck, CFA’s Executive ... Continue reading this article…

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Women Don’t Do Enough (According to Report)

by Luke Landes

According to a biannual report by Prudential Financial, women are now more involved in financial decisions then they were five years ago, but their financial knowledge and money management confidence is relatively low. Two-thirds of the respondents gave themselves a grade of “C” or lower, while just 1 percent assigned themselves an “A.” These women have ... Continue reading this article…

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Spending and Income Increased

by Luke Landes

It’s time for some numbers from the government. In February, consumer spending rose 0.1 percent and personal income grew 0.3 percent. Even though the income gain was higher than the spending gain as a percentage, we are on average spending more than we have available. Living above our means in the American way, and I don’t see ... Continue reading this article…

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Sort Out Your Finances

by Luke Landes

David Bach’s latest column on Yahoo Finance serves as a checklist for getting your personal finances in order. I went through this process several years ago but it would have been nice to have some guidance. Simply getting your information together in one location is the essential first step in organizing your financial life. Here’s ... Continue reading this article…

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Advertise on Consumerism Commentary

by Luke Landes

Get the updated Media Kit here. By advertising on Consumerism Commentary, you will reach hundreds of thousands of unique visitors each month. Visitors are actively interested in financial products and services. Consumerism Commentary has been mentioned in and linked by the media including The Wall Street Journal and Yahoo Finance. Advertising for visibility Consumerism Commentary ... Continue reading this article…

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Home Ownership Tough for Working Class

by Luke Landes

As the overall rate of home ownership in the United States is increasing, the rate of home ownership by those in the working class is decreasing, according to the Center for Housing Policy. Here’s the research publication [pdf] and a report on CNN Money. So what is this “working class?” For this report, the working ... Continue reading this article…

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