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Home Ownership Tough for Working Class

by Luke Landes

As the overall rate of home ownership in the United States is increasing, the rate of home ownership by those in the working class is decreasing, according to the Center for Housing Policy. Here’s the research publication [pdf] and a report on CNN Money. So what is this “working class?” For this report, the working ... Continue reading this article…

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Tax Bill or Tax Refund, Which is Better?

by Luke Landes

There are two typical responses when a person finishes preparing his tax return, depending on the result. If he owes money, I hear, “Do’h! I have to pay the government more. I wish they’d use my money more efficiently.” If he is due a refund, I hear, “Woohoo! I’m going to get a big fat ... Continue reading this article…

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Carnival of Debt Reduction

by Luke Landes

Welcome to Consumerism Commentary for the 20th edition of the Carnival of Debt Reduction! If you are new to this blog, take a look around. You may want to find out more about me or browse through a categorical “Best of 2005.” The Carnival of Debt Reduction is a living document that travels from week ... Continue reading this article…

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Less Materialistic Holiday Season?

by Luke Landes

The Center for a New American Dream conducted a poll about materialism surrounding the holidays and found some interesting results: … [M]ore than 3 in 4 Americans (76 percent) say that kids are too materialistic, and the holiday season just makes things worse. Only 28 percent of those polled say that it is necessary to spend a ... Continue reading this article…

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Bernanke’s Portfolio

by Luke Landes

Ben Bernanke is the guy who, if confirmed, will be the most visible individual and listened-to voice in regards to the United States economy. So his portfolio should tell us a little about his market philosophies. Here’s his financial disclosure form from 2003. Henry Blodget analyzed his portfolio and discovered: * He’s rich, but not ... Continue reading this article…

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