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Wells Fargo Direct Deposit Advance

by Flexo

Consumerism Commentary reader Yana wrote in yesterday to let me know about some changes in the terms for Wells Fargo’s Direct Deposit Advance service. At first, I was surprised that this service exists. At its core, the credit product offered by Wells Fargo is basically a payday loan, though it comes from a reputable financial ... Continue reading this article…

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Readers Gave $8,000 to Charity Since Thanksgiving

by Flexo

For the second year in a row, I offered to match Consumerism Commentary readers’ charitable contributions donated during the two weeks following Thanksgiving, up to $5,000. After extending the matching period a third week, and with MoneyCrush‘s offer to match the contributions made between $5,000 and $6,000, we surpassed all goals. After falling slightly short ... Continue reading this article…

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Citi® Platinum Select® Card 24 Month 0% Balance Transfer

by Flexo

Last month I wrote about Citibank’s increased 0 percent balance transfer opportunity provided by the company’s Citi® Platinum Select® Card. That article is now out-of-date because Citi has once again increased the balance transfer offer by three months, bringing the total amount of time consumers will have to pay their balance transfer in full without interest ... Continue reading this article…

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50 Best Places to Work

by Flexo

Glassdoor is a good tool for researching a potential employer. The site compiles anonymous reviews, ratings, and salary information from employees and allows individuals to access that information. The more you share about your current or past employer, the more access to information is granted. In addition to the search and browse functionality, Glassdoor has ... Continue reading this article…

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Make More Money By Sleeping More

by Flexo

Although I’ve always been a proponent of the value of getting a full night’s sleep for health, this is something that I haven’t been able to do for myself for many years. The people I know who are most committed to their careers and those for whom anything other than success is unacceptable have had ... Continue reading this article…

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Is it Time to Buy a House?

by Flexo
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If you ask a Realtor or a national association of individuals within that profession whether now is the perfect time to buy a house, they would say yes. Of course, their answer was yes a year ago, when average prices were low, and their answer was yes a few years ago, when average prices were ... Continue reading this article…

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Life After Salary: The Human Connection

by Flexo
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Working in an office on a team with other employees is a social activity. Although there is work to be done and goals to accomplish, and although most of us stare at computer screens all day and spend most of the time in a cubicle or an office, many tasks require communicating with the people ... Continue reading this article…

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Life After Salary: Saving for Retirement

by Flexo
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One of the benefits of earning income outside of a day job while not significantly increasing my expenses has been the ability to fully invest in a 401(k) plan. Assuming one can trust the chances of the stock market (and the financial industry) to produce impressive results over the long term, the 401(k) is the ... Continue reading this article…

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