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10 Purchases That Can Harm Your Credit

by Luke Landes

Do you live your life as if everything you do could be made public? I once heard a suggestion that you should judge every decision you make based on whether you would like to see this decision on the front page of the New York Times. That is a good theory, but I can’t say ... Continue reading this article…

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Evaluating My Progress Towards 2009 Goals

by Luke Landes

Now that the halfway mark of 2009 has passed by, it wouldn’t hurt to review the financial mini-goals I set for myself at the beginning of the year and determine how far I have strayed from my path. For me, these goals are only milestones. They help my gauge my progress but numbers in my ... Continue reading this article…

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Personal Balance Sheet, Net Worth, Income, and Expenses, June 2009

by Luke Landes

We have reached the half-way mark for 2009, and time certainly does fly when you keep busy. As long-time readers know, the original purpose of Consumerism Commentary was to keep myself accountable for my own financial decisions and to blog about interesting things I find on the web. I freely admit that Consumerism Commentary has ... Continue reading this article…

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Podcast 11: Jon Gaskell from SmartyPig and New Consumerism Commentary Contributor, Jeff

by Luke Landes

Today’s guests in the eleventh episode of the Consumerism Commentary Podcast are Jon Gaskell from SmartyPig and Consumerism Commentary’s newest contributor, Jeff. SmartyPig is a unique banking application that works closely with West Bank to offer surprisingly high interest rates but presents limitations to its customers. In this interview, Tom Dziubek and SmartyPig founder Jon ... Continue reading this article…

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Best of Consumerism Commentary, June 2009

by Luke Landes

Monthly subscription reminder One of the best methods of reading Consumerism Commentary and staying up-to-date with the latest articles and posts is through RSS subscription. By subscribing to the Consumerism Commentary RSS feed with feed-reading software such as Google Reader or aggregators such as My Yahoo, you’ll always be aware of new content here. If ... Continue reading this article…

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Kiplinger’s Best 529 College Savings Plans

by Luke Landes

Although I do not have children, I am considering starting to save for college. With the cost of tuition rising well above levels of inflation, the sooner I get started, even before any children exist, the higher the chance my child or children will be able to go to school without an insurmountable pile of ... Continue reading this article…

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4 Important Tips for Graduates Beginning a First Real Full-Time Job

by Luke Landes

The summer following graduation is an interesting time for recently-former students. The newly-commenced young men and women, those not opting to pursue an additional number of years in an institution of higher learning, spend their time amongst activities such as attending backyard barbecues in celebration of their achievements, traveling to distant lands with newfound free ... Continue reading this article…

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Podcast 10: Jim Wang From Grill Maestro and Business Success Blogger Erica Douglass

by Luke Landes

In the tenth episode of the Consumerism Commentary Podcast, Tom Dziubek interviews Jim Wang and Erica Douglass. Jim Wang is the creator of Bargaineering and Grill Maestro, and in today’s interview, Tom and Jim discuss a variety of tips for creating a successful and frugal barbecue for July 4. Erica Douglass is a business success ... Continue reading this article…

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