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Personal Income Statement, October 2008 (Net Income: $9,074)

by Luke Landes

Despite the 6 percent decrease in my net worth in October, my income and expenses were healthy. My income was at my expected level for both my salary and “extracurricular” income. October’s expenses were a little higher than expected, but still within an acceptable range. Each month, to accompany my balance sheet, I publish my income ... Continue reading this article…

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Personal Balance Sheet, October 2008 ($164,209, -6.1%)

by Luke Landes

Following the end of each month, I publicly review my personal financial condition. This is the primary reason I do not use my full name on this blog; I’d like to be able to continue sharing the specific details of my finances without providing people who know my in “real life” the ability to search ... Continue reading this article…

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November News for Consumerism Commentary

by Luke Landes

Consumerism Commentary Community Over the weekend, I created the Consumerism Commentary Community, or C3, a forum or message board for discussions with other Consumerism Commentary readers. This blog has a large number of regular readers, and the new Community website is an oft-requested feature. Please stop by and add to the discussion. In order to ... Continue reading this article…

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Cleaning Carpets Again and Daily Links

by Luke Landes

Four months ago, I purchased a Hoover SteamVac and used the device to clean the carpets in my apartment. I was impressed then. In order to prepare for some company this coming weekend, I cleaned the carpets again this past weekend. The results were just as great. I have a cat, and even though you ... Continue reading this article…

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Emotions and Money: When to Keep Them Separated

by Luke Landes

Human beings aren’t logical, and it doesn’t take a scientist from Vulcan to prove that fact. A corollary to this statement is that human beings do not make logical decisions when it comes to their personal finances. Consider some things that could happen if people thought about the financial consequences of every choice: People would ... Continue reading this article…

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How to Get the Latest News and Opinions in Personal Finance

by Luke Landes

Thanks very much to all the readers and contributors who have helped make Consumerism Commentary a complete community for the past five years. In the span of those five years, the “blogosphere” has exploded with thousands of new blogs that write about personal finance, the economy, budgeting, and every money-related topic you could possible conceive ... Continue reading this article…

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Warren Buffett is Buying American Stocks Right Now, You Should Too

by Luke Landes

Warren Buffett, a rock star in the world of investing, has noticed the pattern of panic in the stock market recently and is using this volatility to his advantage. I am still buying into the market; the only change I’ve made is to buy more stocks, even if I don’t get the price at the ... Continue reading this article…

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Pay to Be a Financial Expert on Television

by Luke Landes

Last week, I had doubts about the advice provided by a so-called financial expert on the local prime-time network news program. Offering advice in public is a difficult task to do well. You have to appeal to your audience by suggesting solutions appropriate for the bulk of the listeners, a group that can vary in ... Continue reading this article…

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