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How to File an Amended Income Tax Return (Form 1040X)

by Luke Landes

This article refers to an earlier version of Form 1040X. Some instructions may be slightly different depending on the form revision the IRS now has available. If you have filed your taxes for the most recent year but would like to take advantage of a new credit, such as the $8,000 first-time home buyer tax ... Continue reading this article…

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Podcast 12: Stupid Financial Advice and 5 Myths of Personal Finance

by Luke Landes

The twelfth episode of the Consumerism Commentary Podcast features an interview with Ramit Sethi, author of I Will Teach You to Be Rich, the book, and I Will Teach You to Be Rich, the blog. Ramit, Tom Dziubek, and I discuss some of the stupid financial advice we have found online as well as the ... Continue reading this article…

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10 Purchases That Can Harm Your Credit

by Luke Landes

Do you live your life as if everything you do could be made public? I once heard a suggestion that you should judge every decision you make based on whether you would like to see this decision on the front page of the New York Times. That is a good theory, but I can’t say ... Continue reading this article…

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Evaluating My Progress Towards 2009 Goals

by Luke Landes

Now that the halfway mark of 2009 has passed by, it wouldn’t hurt to review the financial mini-goals I set for myself at the beginning of the year and determine how far I have strayed from my path. For me, these goals are only milestones. They help my gauge my progress but numbers in my ... Continue reading this article…

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Personal Balance Sheet, Net Worth, Income, and Expenses, June 2009

by Luke Landes

We have reached the half-way mark for 2009, and time certainly does fly when you keep busy. As long-time readers know, the original purpose of Consumerism Commentary was to keep myself accountable for my own financial decisions and to blog about interesting things I find on the web. I freely admit that Consumerism Commentary has ... Continue reading this article…

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Podcast 11: Jon Gaskell from SmartyPig and New Consumerism Commentary Contributor, Jeff

by Luke Landes

Today’s guests in the eleventh episode of the Consumerism Commentary Podcast are Jon Gaskell from SmartyPig and Consumerism Commentary’s newest contributor, Jeff. SmartyPig is a unique banking application that works closely with West Bank to offer surprisingly high interest rates but presents limitations to its customers. In this interview, Tom Dziubek and SmartyPig founder Jon ... Continue reading this article…

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Best of Consumerism Commentary, June 2009

by Luke Landes

Monthly subscription reminder One of the best methods of reading Consumerism Commentary and staying up-to-date with the latest articles and posts is through RSS subscription. By subscribing to the Consumerism Commentary RSS feed with feed-reading software such as Google Reader or aggregators such as My Yahoo, you’ll always be aware of new content here. If ... Continue reading this article…

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Kiplinger’s Best 529 College Savings Plans

by Luke Landes

Although I do not have children, I am considering starting to save for college. With the cost of tuition rising well above levels of inflation, the sooner I get started, even before any children exist, the higher the chance my child or children will be able to go to school without an insurmountable pile of ... Continue reading this article…

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