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The Carnival is Up!

by Luke Landes

The latest Carnival of Personal Finance is online at Broke-Ass Student. As always, there are lots of great articles, and the host has done a good job of selecting her favorites. In addition to hers, here are some of my picks for the week. What is Considered an Emergency? Here are a few guidelines for ... Continue reading this article…

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Reader Question: Ignoring Reconciliation in Quicken

by Luke Landes

Here’s a question about reconciliation and running reports in Quicken from a reader: I have quicken and would like to use it to run reports (net worth, where I’m spending, etc.). But it seems to be forcing me to do “reconciliation” which from what little I understand is to make sure there aren’t mistakes that ... Continue reading this article…

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Survey Results: What You Like (And Don’t Like) About Consumerism Commentary

by Luke Landes

About a month ago, I asked readers to answer a short survey so I could learn about this blog’s readers. It was a fun experiment, but looking back, I could have designed the survey a little better. Regardless, the survey was successful. So far, I’ve shared who you are and your reading habits. Now I ... Continue reading this article…

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The Carnival is Up!

by Luke Landes

The latest edition of the Carnival of Personal Finance was posted on Blogging Away Debt earlier today. There are quite a few good articles this time around. Here are a few I enjoyed beyond the Editor’s Picks. Campaign Against Financial Myths: Part 1 – Financial Planning. Grad Money Matters disagrees with common preconceived notions about ... Continue reading this article…

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Personal Income Statement, June 2007 (Net Income: $2,223)

by Luke Landes

Late last night, I published June’s balance sheet. This is my income and expense report, which goes hand-in-hand with the balance sheet, explaining a little bit about how my net worth changed from May 31 to June 30. Thankfully, my higher-than-normal expenses were matched by higher-than-normal income. Here are the details.

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Personal Balance Sheet, June 2007 ($99,506, +1.33%)

by Luke Landes

The balance sheet I’ve been tabulating for the past few years leaves out a few important items. My report doesn’t include my personal property other than my car, nor does it include the tax I’d have to pay if I liquidated all of my assets. Therefore, it’s not accurate to call the bottom line my ... Continue reading this article…

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Weekly Blog Roundup, Hot Water Heater Edition

by Luke Landes

I’ve discovered that I haven’t really had hot water in my new apartment since moving in. I’ve been settling for barely warm showers thinking I was just a victim of poor timing. An adjustment to the hot water heater has fixed this problem as far as I can tell. Now that I can take warm ... Continue reading this article…

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Reader Question: Are Clothes a Part of Net Worth?

by Luke Landes

A reader recently posed this question to Consumerism Commentary: Are clothes a part of net worth? In May, I wrote about how to calculate your net worth. Technically, your net worth includes the value of everything you own subtracted by everything you owe. Your wardrobe, shoes, furniture, coin collection, car(s) if you have one, house(s) ... Continue reading this article…

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