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Question for Readers: Static Cling

by Luke Landes

Here’s a question I haven’t been able to find a satisfying answer for, so I’m hoping some readers can provide some insight, perhaps from personal experience. I have one pair of khaki pants that seems to hold static electricity constantly. Using fabric softener sheets in the dryer has done nothing to help, and it’s very ... Continue reading this article…

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Bad Job-Hunting Tips You Must Avoid, Part 1

by Luke Landes

I’m starting to like some of Yahoo Finance‘s new personal finance content. In a new article, Penelope Trunk warns readers of common but poor advice one often hears from friends and colleagues when hunting for jobs. Trunk’s point of view is interesting, and I’ll have to keep these ideas in mind when (if?) I ever ... Continue reading this article…

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Congratulations to Matt, Winner of The Maui Millionaires!

by Luke Landes

Last week I started a contest to give away my copy of The Maui Millionaires by David Finkel and Diane Kennedy. I didn’t exactly give the book a glowing review, but there might be some value for someone else. (Plus, it’s free!) There were 40 entries, and the only requirement was to name someone whose ... Continue reading this article…

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Credit Cards at T.J. Maxx Hacked, Checked My Credit Report

by Luke Landes

A few weeks ago, I heard the news that credit card numbers were stolen from T.J. Maxx computers. Coincidentally, I had shopped at that store recently. In fact, it was the first time I had shopped there in many years. This was a good reminder for me to check my credit report. Last night, I ... Continue reading this article…

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Financial Ratios for Personal Evaluation: Working Capital Ratio

by Luke Landes

I’m a fan of using financial reports to analyze my personal financial position and progress. I’ve done this so far using basic reports, like the balance sheet and income and expense report. When investors and decision makers analyze companies, they also look beyond these statements. There are a number of ratios or comparisons that tell ... Continue reading this article…

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The Carnival is Up!

by Luke Landes

Five Cent Nickel is hosting the Carnival of Personal Finance. There are a few excellent articles this week, and Nickel managed to pick them for his Editor’s Choice selection. Many of the 48 remaining articles appear to be pretty good as well, so when you have some time, check them out.

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Yet Another TIAA-CREF Problem With My SEP IRA

by Luke Landes

Back in April, I was assured by TIAA-CREF that my new SEP IRA contribution would be “coded” for the 2005 tax year. Guess what? I viewed my 2006 tax form provided by TIAA-CREF, and my SEP IRA contribution is included for the 2006 tax year. I am disappointed but not surprised. I’ve written about TIAA-CREF’s ... Continue reading this article…

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Review: The Maui Millionaires by David Finkel and Diane Kennedy

by Luke Landes

The introduction of The Maui Millionaires by David Finkel and Diane Kennedy, CPA read like a sales pitch. This turned me off immediately. I felt like I was sitting in one of those free seminars with one of those energetic, motivational speakers, whose goal was nothing more than to sell me some abstract concepts and ... Continue reading this article…

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