dcsimg
As featured in The Wall Street Journal, Money Magazine, and more!

Search: personal

Life Is and Isn’t About the Money

by Luke Landes
Life and Money

Accumulating money is not a real goal for anyone’s life. Growing wealth is not the point. People don’t work hard because they want to see their bank balance grow; those of us who track our finances and chart our net worth over time aren’t trying to compete in some financial competition. I imagine there are ... Continue reading this article…

2 comments Read the full article →

The IRS Tax Scam and What Happens When You Owe Taxes

by Luke Landes
Telephone

For a few years, a ring of criminals believed by the U.S. government to be based in India have been involved in a pervasive tax scam. Callers impersonate IRS officials, connect with American taxpayers, and convince many that they have an outstanding bill for tax payments. The scam has been so pervasive that it has ... Continue reading this article…

3 comments Read the full article →

Which Money Script Do You Live By?

by Luke Landes
Couch

Your money script is a story you tell yourself about money. This story, the way you approach your finances, an outlook on a certain segment of your life, can have a significant effect on your behavior. In the growing field of financial psychology, the money script is a key element for clients and patients. Financial ... Continue reading this article…

5 comments Read the full article →

When It Makes Sense to Work For Free

by Luke Landes
Intern

How much is your time worth? This is a terrible question, and it usually begets a terrible answer. It’s a question that motivational speakers use to encourage people to make sure they’re optimizing their ability to earn an income. There’s nothing wrong with that per se, but it leads to some poor conclusions. For instance, ... Continue reading this article…

2 comments Read the full article →

Burst Sprinkler Line, Property Damage, and Renter’s Insurance

by Luke Landes
Dining Room and Kitchen Ceiling

A week ago today I was in Phoenix. I had been there for a few days, and I had been planning to spend a month with my girlfriend away from the cold New Jersey weather. It wasn’t a vacation. We each needed to continue working, but figured we might as well do so where the ... Continue reading this article…

2 comments Read the full article →

8 Tips for a Frugal Valentine’s Day

by Luke Landes

For several years, it was a February tradition on Consumerism Commentary to look for moderation on Valentine’s Day. Many young couples would like to use the day to express their love, but might not have the financial means to do what television commercials make you believe is normal. If you have additional ideas, feel free ... Continue reading this article…

5 comments Read the full article →

Robert Kiyosaki Gives Readers a Second Chance

by Luke Landes
Robert Kiyosaki [via YouTube]

Over the years, I haven’t been too kind to the best-selling author, Robert Kiyosaki. He’s certainly built a successful empire, and a large community people respect him for his business acumen, his willingness to try or to appear to try to help others, and his advice. However, I’ve always found his advice thin at best ... Continue reading this article…

0 comments Read the full article →

New 529A Plans Help Disabled People Save Tax-Free

by Luke Landes
Wheelchair

Now that the government backed down on its proposed changes to 529 plans for future education expenses, we can expect the same tax benefits present for education to be applied to families and individuals who face expenses caring for disabled people. Families will be able to deposit funds into special savings accounts, called 529As, and ... Continue reading this article…

0 comments Read the full article →
Page 2 of 22112345···50100150···Last »