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Raise Your FICO Credit Score

by Luke Landes

You may have been offered a credit score when you took advantage of the free credit report offer. CNN is offering tips for boosting that score. But first a note. Often, credit scores offered by the credit reporting agency are not true FICO scores — the ones mortgage companies use when contemplating your credit risk, ... Continue reading this article…

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Fun With Google: Consumerism Is…

by Luke Landes

Here’s something to pass the time while we await the Fed’s announcement of a quarter-point rate hike. A few years ago, there was a meme that traveled from blog to blog whereby the author searched Google for the phrase “name is” (where name was the author’s name). The results were, of course, posted to his ... Continue reading this article…

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New York City Salaries

by Luke Landes

I heard this on the radio yesterday, but I couldn’t find it online as I was looking at the wrong magazine. (It appeared in New York Magazine, not The New Yorker.) If you’ve ever wanted a good idea of how much money various people in New York City make, New York Magazine has conducted an ... Continue reading this article…

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Monday is Carnival Day

by Luke Landes

The latest Carnival of Personal Finance has been posted at Optimized Living. Check it out! My included article is about Emergency Funds, a popular topic. Here are some other items of interest from the Carnival: No Credit Needed gets personal. The Dividend Guy has a dumb investment. Jim shares tips for selling on eBay. There’s ... Continue reading this article…

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What Are You Afraid Of? Part 2

by Luke Landes

Earlier, I posted a summary of the first half of Money Magazine’s newest feature, Your Six Biggest Money Fears. In the feature, six general fears regarding personal finance are discussed and debunked, and for each an alternate concern is posited. Outsourcing makes many white-collar Americans concerned about their job. Still, it’s mostly blue-collar jobs that ... Continue reading this article…

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Cleaning House

by Luke Landes

You may notice some changes around here. Consumerism Commentary has a new design that’s easy on the eyes and makes the posts easier to read, while information in the sidebar is easier to get to. I’ve also removed links to blogs whose authors haven’t posted in several months. Speaking of blogs, there have been many ... Continue reading this article…

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Deciding to Go Back to School

by Luke Landes

Once in a while, we talk about the Master of Business Administration (MBA) degree here (see Is the MBA Worthwhile? and Good Time to Be an MBA). Free Money Finance had a discussion this week about going back to school as well. How do you know if going back to school is the right thing ... Continue reading this article…

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Lucky Number 13

by Luke Landes

The Carnival of Personal Finance #13 is now available at Smart Money Daily. My post about the credit card grace period is included. Many good articles from other bloggers are included as well.

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