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Is Your Alma Mater a Worthwhile Charity?

by Luke Landes
University

I attended two colleges. My undergraduate degree was earned at a university that is considered both private and public; it has a private charter and obtains a good portion of its funding from the private sector, but it does receive some state assistance and was a land-grant university. Years after completing my bachelor’s degree, I ... Continue reading this article…

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How to Balance The Future With the Present

by Luke Landes
Money

Financial self-help gurus, professional financial advisers, and bloggers who write about personal finance as a hobby or a job all tend to agree on a few basic tenets. One of these is that saving today can generate more financial freedom in the future. Financial freedom is important because it allows you to pursue activities you’d ... Continue reading this article…

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Should You Work for a Non-Profit Organization?

by Luke Landes
Non-Profit

As I’ve mentioned often on Consumerism Commentary, after a a false start or two with jobs following my undergraduate studies, I started my career working for a non-profit organization involved in the arts. I followed one of my passions without considering my financial needs. I want to be able to look back and see that ... Continue reading this article…

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Don’t Let Cyberbegging Affect Your Charitable Plan

by Luke Landes
Cyberbegging

I’m a sympathetic person. I really am, and sometimes my sympathy has aided me in making bad choices. But I have no patience for people who pretend to be in some kind of destitute condition, a performance entirely possible through the anonymity on the internet, and beg for money. It’s a strategy — a scam ... Continue reading this article…

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Boycott Wal-Mart on Black Friday and Thanksgiving?

by Luke Landes
Black Friday

Someone I know is boycotting Wal-Mart. I would not be able to boycott Walmart myself, as I never shop there in the first place. My absence from Wal-Mart does not have any effect. I believe I’ve stepped inside the store twice in the past decade or longer, and I don’t remember why. The basis for ... Continue reading this article…

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LastDollar, October 2013 Net Worth

by Luke Landes
LastDollar Net Worth October 2013

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. ... Continue reading this article…

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Money Systems That Lead to Success: Make Your Budget Fantastic

by Luke Landes
Make Your Budget Fantastic

You can’t discuss financial systems without addressing the elephant in the room: the budget. As much as everyone hates the process of creating and adhering to a spending plan, the budget is simply the best money system for building wealth over the long term. The underlying principle of a budget is the key to all ... Continue reading this article…

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Money Systems That Lead to Success: Always Ask Questions

by Luke Landes
Always Ask Questions

Last Thursday, I drove to the place that was my home for four formative years of my life, my undergraduate university. I’ve written before about how the degree and overall course of study during college isn’t directly related to what I do today. Nevertheless, I still feel strongly about the importance of music and arts ... Continue reading this article…

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