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Spirituality and Money: Hope in Hard Times

by Ellen Cooper-Davis

This article is written by Consumerism Commentary’s new columnist, Ellen Cooper-Davis. Ellen’s column will look at the role of spirituality within the context of personal finance. For an introduction to this column, see Ellen’s first article, The Pastor and the Purse. Your feedback is welcome. “There’s a phrase we live by in America: ‘In God ... Continue reading this article…

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Hurricane Irene Approaching

by Luke Landes
Hurricane Irene

I hope that my town is inland enough to escape the worst of Hurricane Irene, but living near a canal increases the likelihood of flooding. I live in a second-floor apartment, so I don’t need to worry about a flooded basement. I believe I am stocked for the possibility of power loss, though I ventured ... Continue reading this article…

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High-Yield Investing In a Low-Yield Environment

by Investor Junkie
Tokyo Stock Exchange Investing

This is a guest article by Investor Junkie, focusing on alternative investments. This is a broad topic, so this article functions as a brief overview. There are many ideas within that deserve deeper explanation, something I’ll consider for future articles here. Market turmoil is all around us. Last week, the 10-year US Treasury bond went ... Continue reading this article…

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Appeal Your House’s Assessment to Lower Your Property Tax Bill

by Luke Landes

The comparison of owning a home in New Jersey or Long Island with owning a home in New York City shows that the city has one financial advantage: property taxes. In New Jersey, it’s hard to discuss the cost of owning a home without talking about property taxes. With high property tax rates, it’s worthwhile ... Continue reading this article…

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Best 12 Month CD Rates, January 2015

by Luke Landes

The best 12 month CD rates may not be impressive overall today compared with historical rates. With the Federal Reserve keeping interest rates low for the near future, all types of deposits will not command the interest rates that were common before the recession. With nowhere to go but up, it may not make a ... Continue reading this article…

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Bank of America Shedding 6,000 Jobs So Far This Year

by Luke Landes
Bank of America

Financial giant Bank of America is eliminating 3,500 more employees. With this addition to the 2,500 already lost this year, the score is up to 6,000. The bank is trimming the workforce to sell of businesses, like global credit cards and life insurance portfolios. The company’s profits overall aren’t growing fast enough, particularly due to ... Continue reading this article…

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Making Life Decisions

by Luke Landes

This is a bit of an introspective article, which, while it does have relevance to personal finance, is a little heavier on the personal side and lighter on the finance side. One of the hardest issues for me is making big life-related decisions. This has always been a problem for me. I tend to picture ... Continue reading this article…

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Nice Guys and Girls Earn Less

by Luke Landes
Business Suit

A new academic study to be presented next week focuses on workplace data gathered over the past twenty years. Questioning the reasons for the patters they found, the researchers from Cornell University and the University of Notre Dame conducted business simulations to get to the roots of the issue. As a result of the data ... Continue reading this article…

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