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Consumerism Commentary Podcast

by Flexo

The Consumerism Commentary Podcast is a weekly personal finance show, hosted by both Tom Dziubek, a former podcaster with the Wall Street Journal, and Jay Frosting, who started his first podcast in 2005 for fans of novelty rock music. Each week, the show offers commentary about money management, getting out of debt, budgeting, consumer issues, ... Continue reading this article…

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Eight Tips for Living Through a Recession

by Flexo

If you have been affected by the recession, perhaps by losing a source of income, you may not want to hear suggestions for turning a bad situation into an opportunity. In fact, the idea of turning challenges around for your own benefit is in line with the annoying soundbites that productivity gurus sell. But I ... Continue reading this article…

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Am I Required to Report All Income to the IRS?

by Flexo

In general, if you have to ask whether you need to report certain income to the IRS, the most likely answer is, “Yes.” Here are some examples, courtesy of MSN Money. Q. I hosted a party to sell products to my friends (and use my social circle for multilevel marketing from some corporation), and the ... Continue reading this article…

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Can You Eliminate $500 of Your Expenses Each Month?

by Flexo

I may have fallen back into old habits. Several years ago, when I was refreshing my life and beginning to control my finances, I made deep cuts into my expenses. I took on three roommates, paying only $325 a month for my portion of rent. I didn’t own a car and relied on mass transit ... Continue reading this article…

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Personal Income Statement, March 2008 (Net Income: $9,257)

by Flexo

Each month, I publish a couple of financial reports on Consumerism Commentary in order to give myself a chance to review my financial health on a regular basis. Publishing the data online helps to keep me accountable for my spending and saving decisions. This post contains my income statement, and it goes along with my ... Continue reading this article…

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TaxCut Review, End Your Marriage for Money, and Splurging on a Camera

by Flexo

Here are some articles from around the web that I’ve enjoyed lately. Free Money Finance’s co-worker reviewed H&R Block’s Tax Cut software, the same version that I am giving five Consumerism Commentary readers for free. “First impression is that the user interface is nice and easy to move around. Everything progressed in a logical sequence. ... Continue reading this article…

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Purchased a New Camera (and Blog Roundup)

by Flexo

Part of being completely open with my finances on Consumerism Commentary involves sharing “major” purchases. One such purchase occurred this weekend. After quite a bit of research and waiting, I ordered a Canon Digital Rebel XTi SLR camera (10 megapixels) from Amazon.com with some additional accessories. Prices were significantly lower than what I could find ... Continue reading this article…

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10 Ways to Spend Your Tax Refund for Fun

by Flexo

Most people will be receiving a tax refund this year, and many people I know have received theirs already. There are two reasons people would receive a tax refund: either they’re not minimizing their withholding throughout the year and missing out on interest or investment returns they could earn, or they deliberately overpay for the ... Continue reading this article…

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