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Carnival of Personal Finance #157: Third Anniversary Edition

by Flexo

Welcome to the third anniversary edition of the Carnival of Personal Finance! It’s hard to believe the Carnival has been in operation for so long, traveling to so many different locations week after week, yet here we are, starting the Carnival’s fourth year with a presentation of some excellent articles. Last year’s second anniversary was ... Continue reading this article…

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McCain vs. Obama: Your Future Tax Bill

by Flexo

The nonpartisan Tax Policy Center released a report yesterday that explains in detail the effect that a McCain presidency and an Obama presidency would have on the tax bill for American households. The data are stratified by income range and reflect a wide difference in stated policy between the two candidates. In addition to making ... Continue reading this article…

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Newsweek: Money: Net Interest

by Flexo

By Newsweek staff April 19, 2008 Maximize your money by using the Internet to comparison-shop. Here are some financial-services sites that can help you save. findabetterbank.com: Put in your ZIP code and your bank preferences, and this site will point you to the best institution for your needs. ins.com: Put all your policies up for ... Continue reading this article…

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Intereviewed by MoneyCrashers (and Blog Round-Up)

by Flexo

Erik from MoneyCrashers contacted me recently and offered me the chance to share the story of Consumerism Commentary. We finished the interview this past week, and you can now read it online. I appreciate the chance, and it’s exciting to me that someone is interested in the motivation behind Consumerism Commentary. Here are some other ... Continue reading this article…

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Big Mistakes That Cost, Part 1

by Flexo

It’s great to focus on the little things that save you money, like The Expensive Coffee-Related Drink Factor. Reducing small, regular expenses add up over time. But all that focus on the minutiae is for naught if you make big mistakes. Consumer Reports recently published an article that explains how much some of those big ... Continue reading this article…

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There Are Things I Will Not Write About

by Flexo

It’s no secret that I share a lot of personal information on Consumerism Commentary, including very detailed balance sheets and income/expense reports. Most of that publishing bravery is based on the fact very few of my readers know my real name. My biggest concern with this anonymity is the ability for people to research my ... Continue reading this article…

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State Farm to Pay Dividend to NJ Policyholders

by Sasha

In my mail recently, I received a colorful postcard from State Farm, the agency which insures my car, house, and several rental properties. I was “sorting” it directly into the trash when I noticed the word “dividend” peeking up at me. Dividend. That’s right, my insurance company has declared a dividend for its New Jersey ... Continue reading this article…

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Guide to Capital One Credit Cards

by Flexo

Updated December 1, 2008. Any indented text is excerpted directly from Capital One’s marketing. Capital One has been in the news recently for two issues relevant to card holders. First, the company reversed their policy on reporting credit limits so FICO scores are not adversely affected. Later, Capital One closed its wholesale mortgage business, distancing ... Continue reading this article…

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