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Personal Balance Sheet, August 2011 ($368,817, -2.6%)

by Flexo

Almost every month since July 2003, I’ve been reporting my month-end financial reports on Consumerism Commentary. This reporting started as a way to hold myself accountable as I attempted to improve my finances through earning more and spending thoughtfully while saving and investing for my future. Somewhere along the way, the website became not only ... Continue reading this article…

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Department of Justice Blocks AT&T Acquisition of T-Mobile

by Flexo
Cell Phone

Earlier this year, AT&T announced its plans to acquire T-Mobile, a plan that would change the landscape of wireless service in the United States and pave the way for an industry dominated by two large players: the new AT&T and Verizon Wireless. Today, the U.S. Justice Department stepped in, issuing a complaint to block the ... Continue reading this article…

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Spirituality and Money: The Pastor and the Purse

by Ellen Cooper-Davis
Purse

This article is written by Consumerism Commentary’s new columnist, Ellen Cooper-Davis. Ellen’s column will look at the role of spirituality within the context of personal finance. This first article serves as an introduction to this new column, and your feedback is welcome. Give me your credit card statement, and I’ll tell you your theology. Well, ... Continue reading this article…

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What Happens If The Debt Ceiling Isn’t Raised?

by Flexo
Debt Ceiling

Democrats and Republicans in Congress, not to mention the President, are battling over what to do about the debt ceiling, an arbitrary limit of government borrowing set by Congress. The government borrows money from investors in order to pay its expenses, like salaries and Social Security, and if the government is unable to borrow, eventually ... Continue reading this article…

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Write a Guest Post for Consumerism Commentary

by Flexo

Out of the hundreds of emails I receive every day, many requests I receive are from writers who would like to contribute to Consumerism Commentary in some form, such as a blog guest post. Many bloggers, particularly those whose websites are popular, can attest to receiving similar requests. They come from a variety of sources: ... Continue reading this article…

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Wells Fargo Fined For Misleading Customers and Falsifying Documents

by Flexo

It always pays to shop around. If more mortgage customers didn’t choose to borrow from the trusted institution that held their savings and checking accounts without question, it seems that these customers could have found lower interest rates, particularly if these borrowers were customers of Wells Fargo. The Federal Reserve is alleging that between 2004 ... Continue reading this article…

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Despite Big Valuations, There is No Tech Bubble

by Flexo

I’ve always been a fan of Marc Andreessen. By the time the World Wide Web came into its own, I had already been a long-time user of and creator on the Internet. Marc’s Mosaic changed the way in which the Internet was viewed. It was fascinating, and I had to be a part of it. ... Continue reading this article…

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Should We Discourage Some Students From Attending College?

by Flexo

Pair a recession with escalating college tuition prices and the result is overall skepticism of post-secondary education. As the public begins to question the long-term viability of investing in the stock market after a crash, they criticize the perceived value of a degree when the job market is difficult and loans are oppressive. There is ... Continue reading this article…

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