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Podcast 93: Debt Free for Life, David Bach

by Flexo

Today’s guest on the Consumerism Commentary Podcast is David Bach, author of Debt Free For Life: The Finish Rich Plan for Financial Freedom, the latest in the Finish Rich series of books and online tools. David, Flexo and Bryan discuss financial changes in the last year, the national trend toward paying down debt, the Done ... Continue reading this article…

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The Causes of the Financial Collapse

by Flexo
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In May 2009, the Financial Crisis Inquiry Commission was created to determine the primary factors that drove the economy to collapse, sparking the Great Recession. Their reports will be released in just a few hours to the public. The committee consists of members from both sides of the political aisle, and opinions within the report ... Continue reading this article…

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Rationalizing an Expense By Changing Your Words

by Flexo

As any marketer knows, words have a power beyond their literal meaning. No one knows this more than political marketers, who create campaigns that usurp specific words and ensure their meaning is replaced with some sort of thought the’d like to embed in the public consciousness. This effect isn’t only thrust upon us by marketers; ... Continue reading this article…

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Flexo’s Investment Portfolio, 3Q 2010

by Flexo

Last quarter’s devastating investment performance resulted in an overall annualized return of -9.33 percent. The fact that the S&P 500, the benchmark I use for my investments, faced a -15.14 percent annualized return at that point was little consolation. The third quarter of 2010 proved to be kinder to my investments. I can’t take much credit for ... Continue reading this article…

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Chase Sapphire℠ Preferred Card $500 Cash Back Bonus

by Flexo

The Chase Sapphire℠ Preferred Card has launched a limited time bonus promotion where new cardholders can earn 50,000 bonus points after spending $3,000 in purchases within the first three months. The 50,000 bonus points can be redeemed for $500 in cash or a plane ticket worth up to $625 when you book through Ultimate Rewards. ... Continue reading this article…

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Why I Don’t Chase the Highest Interest Rate

by Flexo

When a bank, particularly a bank that functions without branches solely or almost completely online, wants to increase its deposits, they employ several specific tactics. The bank increase the interest rates on the savings accounts, establish a significant marketing and advertising push, and if they’re smart, offer new customer or referral bonuses. Let’s go back ... Continue reading this article…

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More Professional Collateral for Free

by Smithee

Many of us who want to earn more money have side jobs, or a flourishing freelance business or two. We want our customers and clients to take us seriously, but first impressions are often ruined by amateur—or even bad—graphic design. Unless you hire a designer, you’ll never get the constructive criticism you need in order ... Continue reading this article…

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Citibank $50 Statement Credit Back To School Offer

by Flexo

If you’re a student in need of a credit card, you’ll want to do your homework on which card is the best for you. Are you looking for a credit card with a low APR so you can carry a reasonable balance from month to month? Perhaps you’re the type of student that puts all ... Continue reading this article…

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