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Don’t Rely on the DMV

by Flexo

If I can only leave one tip about cars, this may be the piece of wisdom I would choose. Do not rely on the New Jersey Division of Motor Vehicles (DMV) to remind you to renew your vehicle registration. Although they are supposed to send a reminder and renewal form in advance of the expiration, ... Continue reading this article…

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Income Statement, December 2005

by Flexo

Take a look at my balance sheet for year-end 2005 if you haven’t already, then read below for my income statement. How much did I spend this year? The chart below shows my expenses December 2004, 2004 total, November 2005, December 2005, and 2005 total for a number of comparisons. Let’s take a look…

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Saving With Low Income, Part 2

by Flexo

Here’s the second article in which I’m visiting MP Dunleavey’s article about techniques for saving when a low income is working against you. Part One is here. * Create bank errors in your favor. MP suggests adding a little extra expense or a little less income when entering transactions into Microsoft Money or Quicken. I ... Continue reading this article…

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Vacation In Total

by Flexo

So, how much did I spend on my vacation to Williamsburg, Virginia? Let’s take a look.

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Account Balances – April, 2005

by Flexo

There was nothing surprising during April. I did make some changes to my accounting methods. For instance, I have new accounts in Quicken for money that is due to me, such as Google AdSense and Upromise. Speaking of AdSense, I received my first check this month. I never meant for this website to make money, ... Continue reading this article…

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Web-Based Financial Planning

by Flexo

I received an email last week from Bryan Link who requested I take a look at a start-up he runs called SimpliFi. The site contains an automated financial goals planner. A Flash-based application bases its evaluation on an interview designed to determine the user’s financial status and goals, adjustable assumptions, and its internal forumlas. Most ... Continue reading this article…

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Income and Expenses for the Year

by Flexo

I’ve included an income/expense report within this post. By looking at the numbers, here’s some quick thoughts on improvements I can make for the rest of the year. * Spend less money on dining. Lunch at the cafeteria is almost $7.00! That’s unacceptable. * Find some ways to make more money. Yeah… * I’ve modified ... Continue reading this article…

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Monthly Update – December 2004

by Flexo

Happy New Year! My financial resolution is to cut my spending for 2005. First of all, I’m switching from Microsoft Money 2003 to Quicken 2005 Premier Home & Business. I’ll run both programs simultaneously for a month or so, and then get rid of Money. All of my historical transactions are still in Money so ... Continue reading this article…

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