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Year End Reminder: Change Your 401(k) Contribution Level Now

by Flexo

At the end of the year, most people in the United States are thinking about the holidays and the potential credit card bills for gifts and family visits. One good way to control this potentially stressful month is to take some time to breathe and get your own finances in order. There are several actions ... Continue reading this article…

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Netflix Wal-Mart Class Action Lawsuit

by Flexo

A few years ago, Netflix and Wal-Mart allegedly entered an agreement where Wal-Mart agreed to exist the DVD rental business and promote Netflix’s service and Netflix would not sell new DVDs to compete with Wal-Mart. A group of Netflix customers have banded together to enter a class action anti-trust lawsuit against the two companies for ... Continue reading this article…

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Boost Your Human Capital: Publish Your Thoughts

by Flexo

Focusing solely on your net worth is an approach too narrow if you want to become financially independent over time. To increase your chances of being secure, think about your personal human capital, a set of skills and experiences that will improve your finances in the future. Establish yourself as an authority in your field ... Continue reading this article…

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5 Reasons You’re Unhappy With Your Career Progress

by Flexo

There have been times in my life, while working for other people or companies, that I’ve thought to myself, I should have more job responsibility than this, or, I should be getting paid more than I am. A disagreement with the boss over my skills, potential, and value to the organization created tension. For some ... Continue reading this article…

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Spirituality and Money: Knowing is Only Half the Battle

by Ellen Cooper-Davis

This article is written by Consumerism Commentary’s columnist, Ellen Cooper-Davis. Ellen’s column looks at the role of spirituality within the context of personal finance. For an introduction to this column, see Ellen’s first article, The Pastor and the Purse. Your feedback is welcome. It’s time for a little geography lesson. Look at the tag in ... Continue reading this article…

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Obama’s Student Loan Plan

by Flexo

By executive order, President Obama has made a few minor changes to the student loan industry designed to help students and former students with unmanageable student loan debt. Anyone who began their undergraduate studies in 2006 probably did so with the reasonable assumption that they’d have a job after graduation. By the time these students ... Continue reading this article…

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Boost Your Human Capital: Get Involved and Volunteer

by Flexo

Consider your personal human capital as an addendum to your net worth when evaluating your overall worth. While your net worth is a good financial measurement, your human capital is a good predictor of how you’ll handle opportunities to grow in the future. In an unsteady economy, those with better developed human capital have an ... Continue reading this article…

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Herman Cain’s 9-9-9 Tax Plan

by Flexo

In the latest CNN poll, Republican Party hopeful Herman Cain is statistically tied with Mitt Romney with support of 25 percent to 26 percent of Republicans asked, but two thirds of the respondents haven’t made up their minds. Likely a big contributor to Cain’s surge from from 9 percent to 25 percent is his 9-9-9 tax reform plan. This ... Continue reading this article…

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