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Festival of Frugality #119: The Quitting My Day Job to Blog Full Time Edition

by Flexo

This morning I have the honor of hosting the 119th edition of the Festival of Frugality! I’d like to lead off with an announcement: I gave my notice yesterday. As of April 12th, I will be a full-time blogger. After months of deliberation, I have decided to take Consumerism Commentary to the next level, and ... Continue reading this article…

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I’m in San Francisco for a Few Days, So Read These Blogs

by Flexo

The people behind NetworthIQ and Expensr invited me and a few other bloggers to San Francisco for a workshop to discuss online financial management tools. At this invitation-only event, six bloggers have been asked to present their history and talk about blogging in general. The blogs to be showcased include Consumerism Commentary, Get Rich Slowly, ... Continue reading this article…

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Where Did You Come From, Where Did You Go (March 2008)

by Flexo

At the end of every month, I take a look at the source of visitors to Consumerism Commentary, and in March, there were a lot of readers. Don’t forget to stay up-to-date by subscribing to the RSS feed, which will inform everyone of new articles here. Consider, for example, adding Consumerism Commentary to My Yahoo. ... Continue reading this article…

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15 Families Hit Hard Recently: Time to Adjust Expectations?

by Flexo

CNN Money is featuring stories of 15 households that are facing dire financial straits thanks to the economic downturn. Even a rebate check this summer won’t go far to help these families. While some better decisions may have helped them prepare for the direct effects of a recession, hindsight is always 20/20. Here are the ... Continue reading this article…

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Cost-Cutting Consumers Trade Down from Steak to Chicken

by Sasha

RIS News, a retail technology publication, announced some interesting findings recently related to consumer shopping behavior. According to Deborah Weinswig of Citi Investment Research, the recession is creating more bargain hunters and transforming our shopping style in four key ways: 1. “Trading Down” to Private Label There’s a cost benefit to going generic, and store ... Continue reading this article…

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8 Benefits to a Recession or Down Market

by Flexo

Will politicians say the word recession? Not if they’re serious about helping their party get elected. Yet, it feels like we are in a recession — or at least, that’s what the media wants us to believe. The stock market, measured by the indexes, is certainly in a downward trend, but I suppose I agree ... Continue reading this article…

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Searching for a CD as the Rates Plummet

by Sasha

Ah, hindsight. Although I’m glad I got a 5.65 percent CD when I did, of course I wish I’d invested more and for a longer term than 6 months. But it’s not too late to still lock in a CD at an okay rate. Or so I’d hoped. Recently, it seems the pickings are slim. Emigrant ... Continue reading this article…

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Put Your Savings in Hyperdrive: 6 Ways to Accelerate Your Interest

by Flexo

Over the last week or so, I’ve written a little about small changes you can make to your savings habits to speed up your interest earnings. This is a task that is getting more difficult with the economy possible heading for a recession and with the Fed lowering interest rates. With lower yields even in ... Continue reading this article…

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