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Carnival of Personal Finance #157: Third Anniversary Edition

by Flexo

Welcome to the third anniversary edition of the Carnival of Personal Finance! It’s hard to believe the Carnival has been in operation for so long, traveling to so many different locations week after week, yet here we are, starting the Carnival’s fourth year with a presentation of some excellent articles. Last year’s second anniversary was ... Continue reading this article…

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How the Economic Stimulus Tax Rebate Will Affect 2008 Tax Returns (Updated January 26, 2009)

by Flexo

This article is for tax year 2008. For 2009 and beyond, see our roundup of 8 (or more) Ways to Benefit from the American Recovery and Reinvestment Act of 2009 (AKA Stimulus Plan). If you’re trying to understand the recovery rebate credit or why it seems like you owe your stimulus back to the government, ... Continue reading this article…

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Economic Stimulus Tax Rebate Calculator

by Flexo

Welcome! If you’re new here, please consider subscribing to the Consumerism Commentary RSS feed! This article is for tax year 2008. For 2009 and beyond, see our roundup of 8 (or more) Ways to Benefit from the American Recovery and Reinvestment Act of 2009 (AKA Stimulus Plan). Updated March 18, 2008 with an estimated schedule ... Continue reading this article…

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Economic Stimulus Package Has Not Been Finalized

by Flexo

I’m glad everyone is excited about receiving checks from the government in June or July, but there seems to be a misunderstanding amongst people I talk to. While President Bush and a contingent of the legistlative branch have agreed on the propsed details, the bill still has to pass the House and the Senate. None ... Continue reading this article…

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The Mole on Lump Sum vs. Dollar Cost Averaging

by Flexo

Recently, I asked whether I should fund my Roth IRA in one lump sum or dollar cost average throughout the year. It’s unlikely that I’ll qualify to fund a Roth IRA this year, so now this question is moot. Regardless, Money Magazine’s “The Mole,” an anonymous financial adviser insider, tackled this question (though with an ... Continue reading this article…

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A Sexier Retirement: 10 Exotic, Affordable Retiree Havens

by Sasha

I’m a regular reader of this blog, Get Rich Slowly, Five Cent Nickel, Cheap Healthy Good, and a number of other blogs which encourage me to live more frugally, to save my pennies for retirement. Save, save, save, they say. And so I am. Like a squirrel storing up nuts for an endless winter, every ... Continue reading this article…

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Paying Off Debt: 6 Steps to Building a Better Snowball

by Flexo

The “snowball method” for paying off debt isn’t something out of the movie Clerks. It is a way to organize your outstanding debt in such a way that the funds you have available for paying off debt are optimally distributed in the manner that will allow you to pay off that debt quickly and cheaply. ... Continue reading this article…

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False Tax Returns Cost NYC Millions

by Flexo

From the Associated Press: Two accountants have been indicted on charges of tax evasion and helping hundreds of their clients file false city and state tax returns, resulting in the loss of millions of dollars. These accountants, Jeffrey C. Rosner of Queens and David E. Cohen of Staten Island, charged up to $500 per tax ... Continue reading this article…

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