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Americans Are NOT In Bad Shape With Credit, Sort Of

by Flexo

I like Liz Pulliam Weston’s latest article, The Truth About Credit Card Debt because she cites some statistics that fly in the face of conventional thought regarding credit behavior of Americans. We’ve all heard this before: Americans are in an unparalleled level of revolving credit card debt. The average American household carries more than $9,000 ... Continue reading this article…

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A Look At The Number, Part 4: Advisors

by Flexo

This is Part 4 in a series about The Number by Lee Eisenberg. Part 1 is here, Part 2 is here, and Part 3 is here. Chapter 11 of Lee Eisenger’s book, The Number, focuses on the topic of financial advisors. The author’s opinions of the financial advice industry is neatly summarized by the second ... Continue reading this article…

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Possible Changes to Retirement Plans

by Flexo

The House and Senate are looking at bills whose purpose is to change the attitudes companies have towards funding retirement for their employees. There is a fair amount of negotiating to do, but it’s likely something will be decided before the tax deadline on April 15. Here are some of the provisions from the bills, ... Continue reading this article…

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Carnival of Personal Finance #19

by Flexo

Welcome to the Carnival of Personal Finance, 19th edition! You are visiting Consumerism Commentary, a website where I discuss my personal finances with links to related news with commentary every once in a while. Here is a little about me and this website. You can browse my latest updates or start with the “Best Of ... Continue reading this article…

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Raise Your FICO Credit Score

by Flexo

You may have been offered a credit score when you took advantage of the free credit report offer. CNN is offering tips for boosting that score. But first a note. Often, credit scores offered by the credit reporting agency are not true FICO scores — the ones mortgage companies use when contemplating your credit risk, ... Continue reading this article…

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Money Magazine

by Flexo

Have you perused the first issue of the reformulated Money Magazine? I had a chance to do so this morning. It’s been a while since I have read a magazine. The full page ads were nostalgic; they brought me back to the time I read Sports Illustrated as a young teenager. I remember convincing my ... Continue reading this article…

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