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10 Tips for Buying a Residential Rental Property, Part 3: Be Aware of Local Rental Regulations

by Sasha

In my last entry in this series, I talked about how to find the right neighborhood if you’re looking to buy a rental property. But there’s more to understanding an area than just seeing the neighborhood: invisible factors which could cost you big-time. Here’s my next tip. 3. Be aware of local rental regulations. In ... Continue reading this article…

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10 Tips for Buying a Residential Rental Property, Part 2: Find the Right Neighborhood

by Sasha

As I mentioned in my last entry on this topic, rental property ownership can reward or punish you for decisions made during the buying process, so it’s crucial to make the right ones. It’s about much more than just getting the right price. Here’s my next tip in the series. 2. Find the right neighborhood. ... Continue reading this article…

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Roth IRA Phase-Out in 2007

by Flexo

This year, if you (as a single tax filer) earn more than $99,000 (modified adjusted gross income — MAGI), your eligibility for the tax-advantageous Roth IRA phases out until you don’t qualify at all at $114,000. Couples are at a little bit of a disadvantage compared to two single tax filers as eligibility starts to ... Continue reading this article…

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College Savings Plans Still Tax-Free, For Now

by Flexo

When I signed up for Upromise a few years ago, my intent was to start savings the rebates in a fund for higher education expenses for a hypothetical child I might have some time in the future. At the time, 529 accounts were new. They provide investments with tax-free earnings if the money if eventually ... Continue reading this article…

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The Real Estate Cartel?

by Flexo

The Consumer Federation of America issued a report declaring that the real estate brokerage industry acts as a cartel to set prices unfairly. Here’s the full report [PDF]. “Many traditional real estate brokerage firms, and their organizations, function as a cartel that tries to set prices and restrict service options,” said Stephen Brobeck, CFA’s Executive ... Continue reading this article…

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Getting Paid for Changing Your Flights

by Flexo

I’ve heard stories about people receiving various perks from airlines in return for giving up their seats on overcrowded flights. I never attempted this myself, but now I know there is a method to perk offerings, I may try to work the system if I find myself on a tight flight. Here are the tricks ... Continue reading this article…

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Some Online Reviews Are Fake

by Flexo

Shocked? Before I make a large purchasing decision, like determining which notebook computer or other technology equipment to buy and where to get it for the right price, I check various websites to find reviews written by owners. For a company like Best Buy or Amazon.com, allowing users to create product reviews is a great ... Continue reading this article…

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The Penny Costs More Than One Cent

by Flexo

It costs the government 1.5 cents to produce each penny. Why continue making pennies with the current zinc-copper composition? Some want to retire the penny altogether. Is the zinc industry lobbying to keep the penny in existence, or do people just want to hold onto the coins? If we can make money out of paper, ... Continue reading this article…

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