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Social Security Calculator

by Flexo

Chuck Schumer, the senator from New York, put up a fancy Social Security benefits calculator on his website. This calculator shows how much today’s workers will likely receive for their annual benefits if Bush’s proposed plan is pushed through. Here’s a hint: your combined benefit of both the government and private portion will be lower ... Continue reading this article…

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It Helps to Call

by Flexo

I noticed today that the bank where I hold my checking and one savings account, Wachovia, charged me a service fee of $15. Regular readers may remember that the discount brokerage department of the same corporation charged me a yearly fee last November, but this time the situation was different. According to their rules, I ... Continue reading this article…

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Paper Currency Photographs

by Flexo

Have a lot of time on your hands? Spend it perusing through the image gallery of paper currency. Many different countries are represented by photographs or scans of various bank notes. I don’t suggest printing any of the images on glossy paper to take with you for use when traveling to the represented location.

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Credit Card Rates Up

by Flexo

Selena Maranjian from The Motley Fool writes about credit card rates going up in an article aptly titled, How to Owe $40,000 by Doing Nothing. She includes tables showing just how damaging having a 40 percent APR on your credit can be. That’s a pretty high rate, and apparently it’s a more common penalty rate for ... Continue reading this article…

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Individual Social Security Accounts

by Flexo

I still need to do more research before I decide whether I like the idea of privatizing social security. For future reference, here’s some information on the current proposal.

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A Very Expensive Quarter Dollar

by Flexo

Two different errors on the Wisconsin quarter dollar is causing coins containing one of the errors to be valued up to $1,100, with the possibility of prices going up. Coin World reports that only coins struck at the Denver Mint are affected. State quarters have a mint mark on the “head” side of either “P” ... Continue reading this article…

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401(k) Asset Allocation

by Flexo

The chart that follows is my 401(k) asset allocation. I’m striving for an aggressive approach to investing for retirement since I theoretically have many years before I would be able to stop working. The company suggests a slightly different allocation for an aggressive portfolio: 25 percent small/mid cap instead of my 30 percent, 65 percent large cap instead ... Continue reading this article…

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Cash Decreasing

by Flexo

January has been a tough month. My available cash has been decreasing and my investments didn’t do too well. Read the rest of the article to see the chart. I came out ahead, but barely, even taking into account the fact I was snowed in one weekend and didn’t go out and I was sick ... Continue reading this article…

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