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Personal Balance Sheet, July 2011 ($380,209, +0.2%)

by Flexo

Before getting into my monthly financial reports, I wanted to take a moment to mention that The Second Annual Plutus Awards are now underway. The purpose of the Plutus Awards is to bring more public attention to personal finance blogs. While the community of blogs and their authors help move the industry forward by commenting ... Continue reading this article…

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Man Gives Derek Jeter’s Baseball to Team, Criticized for Everything

by Flexo
Baseball

The other day, Derek Jeter achieved his 3,000th hit, a major baseball milestone. The hit happened to be a home run, and the fan who recovered the ball, Christian Lopez, has been in the news — well, the sports news, anyway. Players like to be able to claim milestone baseballs for their own collection, so ... Continue reading this article…

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Personal Balance Sheet, June 2011 ($379,354, +1.4%)

by Flexo
Net Worth Balance Sheet, June 2011

Happy Independence Day to all Consumerism Commentary readers in the United States! I’m celebrating my financial independence, as I do every month, with my regular net worth updates. These monthly reports have been a mainstay of Consumerism Commentary, with only a few lapses early on in the history of this website. For the most part, ... Continue reading this article…

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Life After Salary: I Am Selling 18 Months of Company Stock Today

by Flexo

My former employer has a generous company stock purchase plan for employees. Each quarter, the company offers the opportunity to buy stock at a discount of 15 percent off the share price at the close of the first day of the quarter or the last day of the quarter, which ever is lower. When I ... Continue reading this article…

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College Costs Well Worth the Investment, Better Than Stocks

by Flexo
Graduation

College tuition costs for undergraduates increase beyond the rate of inflation. Particularly in a recession-focused economy, it’s popular to question whether college degrees are worth spending the money. It’s hard to escape bias in opinions; successful college graduates see their circle of friends who have college degrees and are succeeding at a level higher than ... Continue reading this article…

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Full-Year Budgeting for Teachers

by Flexo

The school year within the United States public education system lasts about ten months, so some teachers face an interesting budgeting issue that most American workers do not. The first issue is handling a below-average paycheck. Compensation for public school teachers varies wildly depending on years of experience and location, but for the most part ... Continue reading this article…

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Financial Tips for College Graduates

by Flexo
OLYMPUS DIGITAL CAMERA

College graduation like when you beat Ganon, the resilient bad guy at the end of the classic video game, The Legend of Zelda, for the first time. You’ve been through many levels of challenges, perhaps even used a few “cheats” along the way, and did anything necessary to grow your knowledge and skills, many of ... Continue reading this article…

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Life After Salary: 401(k) Rollover Complete

by Flexo

In late April, I described the process for rolling over a 401(k), and last week, I finally got around to doing it myself. I quit my day job nearly six months ago, and I’m slowly unwinding all of my employer-related investments. My 401(k) was worth about $106,000 and was my largest investment account, so I ... Continue reading this article…

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